Key indicators for buyers
The Calderdale market looks favourable for buyers. Prices are rising at 4.1%, which may favour acting sooner rather than later. Affordability has improved from a peak of 6.0x in 2021 to 5.4x today. Rising rents (£738/mo, +5.4%) mean the cost of waiting is real.
Average sale prices · HM Land Registry / UK HPI
House price ÷ median earnings · ONS data
A home in Calderdale costs 5.4x the local median salary — moderate, improving from a peak of 6.0x in 2021.
Average monthly rent · ONS Private Rental Index
Average monthly rent in Calderdale is £738, up 5.4% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Calderdale price of £188,080 with a 25% deposit (£47k), a 2-year fixed mortgage at 3.97% costs around £742 per month.
Monthly cost comparison based on current data
Monthly mortgage payments (£742) are £4 more than renting (£738). However, buying requires an upfront deposit of £47k — it would take around 9 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
24, EMSCOTE AVENUE HX1 3AU | Terraced | £72,000 | 27 Jan 2026 |
6, BEECHWOOD VIEW, OAKVILLE ROAD HX7 6NR | Terraced | £300,000 | 23 Jan 2026 |
212, ROCHDALE ROAD HX2 7JT | Semi-detached | £240,000 | 23 Jan 2026 |
APARTMENT 50, PERSEVERANCE MILLS, WESTBURY STREET HX5 9AG | Flat/Maisonette | £82,000 | 23 Jan 2026 |
6, PARK PLACE EAST HX3 8BA | Terraced | £130,000 | 22 Jan 2026 |
178, KEIGHLEY ROAD HX2 9DP | Terraced | £105,000 | 22 Jan 2026 |
10, GLEN TERRACE, HIPPERHOLME HX3 8EJ | Terraced |
9postcode districts · Click for detailed prices
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in Calderdale sells for £188,080, up 4.1% over the past year. Prices have grown from around £40k in the mid-1990s.
| £124,000 |
| 21 Jan 2026 |
21, SPRING HALL PLACE HX1 4TF | Terraced | £50,000 | 21 Jan 2026 |
68, HORTON STREET HX1 1QE | Detached | £340,000 | 20 Jan 2026 |
5, OGDEN LANE HX2 8XZ | Detached | £640,000 | 20 Jan 2026 |
48, ELSINORE AVENUE HX5 0LT | Semi-detached | £300,000 | 19 Jan 2026 |
10, MEADOW DRIVE HX3 5JX | Semi-detached | £190,000 | 19 Jan 2026 |
33, MOOR LANE HX2 8DR | Semi-detached | £190,000 | 16 Jan 2026 |
39, BACKHOLD AVENUE HX3 9DY | Terraced | £122,500 | 16 Jan 2026 |
6, ATHOL GARDENS HX3 5SD | Terraced | £76,750 | 16 Jan 2026 |
21, NEW STREET, STAINLAND HX4 9QL | Semi-detached | £390,680 | 16 Jan 2026 |
38, WOODHALL CRESCENT HX3 0UN | Terraced | £185,000 | 16 Jan 2026 |
39, PIGGOTT STREET HD6 2DP | Terraced | £163,000 | 16 Jan 2026 |
13, DUNKIRK STREET HX1 3TB | Terraced | £73,000 | 16 Jan 2026 |
71, WOODSIDE PLACE HX3 6EQ | Terraced | £103,000 | 16 Jan 2026 |
The most recent recorded sale in Calderdale was a terraced property on Emscote Avenue for £72,000 in January 2026. Across the last 20 sales, the median price was £163,000.