Key indicators for buyers
The HX5 market looks favourable for buyers. Prices have softened (-11.5%), which could present a buying opportunity. Affordability has improved from a peak of 6.0x in 2021 to 5.4x today. Rising rents (£738/mo, +5.4%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Calderdale area
A home in Calderdale costs 5.4x the local median salary — moderate, improving from a peak of 6.0x in 2021.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Calderdale area
Average monthly rent in Calderdale is £738, up 5.4% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Calderdale price of £196,482 with a 25% deposit (£49k), a 2-year fixed mortgage at 3.97% costs around £775 per month.
Monthly cost comparison based on current data
Uses HX5 avg. price with Calderdale rental data
Monthly mortgage payments (£775) are £37 more than renting (£738). However, buying requires an upfront deposit of £49k — it would take around 10 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
APARTMENT 50, PERSEVERANCE MILLS, WESTBURY STREET HX5 9AG | Flat/Maisonette | £82,000 | 23 Jan 2026 |
48, ELSINORE AVENUE HX5 0LT | Semi-detached | £300,000 | 19 Jan 2026 |
UNIT 2 THE WHEATSHEAF, BRIGGATE HX5 9HG | Other | £207,447 | 14 Jan 2026 |
115, VICTORIA ROAD HX5 0QF | Detached | £480,000 | 19 Dec 2025 |
50, SOUTH LANE HX5 0PA | Terraced | £170,000 | 18 Dec 2025 |
32, SOUTH LANE HX5 0PA | Terraced | £170,000 | 18 Dec 2025 |
14, MYRTLE ROAD HX5 0HU | Terraced |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in HX5 sold for £196,482 in 2026, with a median of £207,447 across 3 transactions. Prices fell 11.5% compared to the previous year.
| £82,000 |
| 18 Dec 2025 |
14, MYRTLE ROAD HX5 0HU | Terraced | £82,000 | 18 Dec 2025 |
62, ELIZABETH STREET HX5 0LD | Terraced | £139,000 | 15 Dec 2025 |
APARTMENT 72, THE SILK MILL, DEWSBURY ROAD HX5 9AR | Flat/Maisonette | £115,000 | 12 Dec 2025 |
3, OLD EARTH HX5 9ES | Semi-detached | £236,000 | 9 Dec 2025 |
69, SOUTHGATE HX5 0DQ | Terraced | £85,000 | 5 Dec 2025 |
APARTMENT 218, VALLEY MILL, PARK ROAD HX5 9GY | Flat/Maisonette | £165,000 | 5 Dec 2025 |
51, HOLLY BANK HX5 0JT | Detached | £420,000 | 5 Dec 2025 |
PARK ROAD MILLS, PARK ROAD HX5 9HX | Other | £1,400,000 | 28 Nov 2025 |
17, HOLLY BANK HX5 0JT | Detached | £345,000 | 28 Nov 2025 |
51, CHURCH LANE HX5 9QB | Detached | £300,000 | 28 Nov 2025 |
10 THE COURTYARD, ASHGROVE HOUSE, ELLAND ROAD HX5 9JB | Terraced | £343,000 | 28 Nov 2025 |
11, PARK ROAD HX5 9HZ | Terraced | £145,000 | 27 Nov 2025 |
71, CALDERCROFT HX5 9AY | Detached | £230,000 | 21 Nov 2025 |
The most recent recorded sale in HX5 was a flat/maisonette property on Westbury Street for £82,000 in January 2026. Across the last 20 sales, the median price was £207,447.