Key indicators for buyers
The HX1 market looks favourable for buyers. Prices have softened (-7.8%), which could present a buying opportunity. Affordability has improved from a peak of 6.0x in 2021 to 5.4x today. Rising rents (£738/mo, +5.4%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Calderdale area
A home in Calderdale costs 5.4x the local median salary — moderate, improving from a peak of 6.0x in 2021.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Calderdale area
Average monthly rent in Calderdale is £738, up 5.4% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Calderdale price of £121,667 with a 25% deposit (£30k), a 2-year fixed mortgage at 3.97% costs around £480 per month.
Monthly cost comparison based on current data
Uses HX1 avg. price with Calderdale rental data
Monthly mortgage payments (£480) are £258 less than renting (£738). However, buying requires an upfront deposit of £30k — it would take around 5 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
24, EMSCOTE AVENUE HX1 3AU | Terraced | £72,000 | 27 Jan 2026 |
21, SPRING HALL PLACE HX1 4TF | Terraced | £50,000 | 21 Jan 2026 |
68, HORTON STREET HX1 1QE | Detached | £340,000 | 20 Jan 2026 |
13, DUNKIRK STREET HX1 3TB | Terraced | £73,000 | 16 Jan 2026 |
8, ETON STREET HX1 4LQ | Terraced | £75,000 | 15 Jan 2026 |
20, ARDEN ROAD HX1 3AG | Semi-detached | £120,000 | 12 Jan 2026 |
60, RIPON STREET HX1 3UG | Terraced | £97,000 |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in HX1 sold for £121,667 in 2026, with a median of £74,000 across 6 transactions. Prices fell 7.8% compared to the previous year.
| 19 Dec 2025 |
4, HOPE HALL STREET HX1 2JY | Terraced | £92,000 | 19 Dec 2025 |
1, APPLEYARD APARTMENTS, HAWORTH CLOSE HX1 2NN | Flat/Maisonette | £130,000 | 18 Dec 2025 |
14, SAVILE GRANGE APARTMENTS, FREE SCHOOL LANE HX1 2JH | Flat/Maisonette | £88,000 | 16 Dec 2025 |
12, MOORLANDS VIEW HX1 2XQ | Terraced | £210,000 | 15 Dec 2025 |
34, GLEN TERRACE HX1 2YN | Terraced | £190,000 | 12 Dec 2025 |
146, GIBRALTAR ROAD HX1 3UH | Terraced | £50,000 | 11 Dec 2025 |
49, HYDE PARK ROAD HX1 3LH | Terraced | £155,000 | 11 Dec 2025 |
10, INDUSTRIAL TERRACE HX1 3ED | Terraced | £128,000 | 10 Dec 2025 |
109, HYDE PARK ROAD HX1 3LH | Terraced | £110,000 | 8 Dec 2025 |
1, QUEENSWAY HX1 4RN | Flat/Maisonette | £57,500 | 5 Dec 2025 |
CLARE HOUSE, 5A, CLARE ROAD HX1 2HX | Other | £420,000 | 3 Dec 2025 |
9, EMSCOTE GROVE HX1 3AP | Terraced | £112,500 | 2 Dec 2025 |
7, KINGSTON DRIVE HX1 4ES | Terraced | £92,000 | 28 Nov 2025 |
The most recent recorded sale in HX1 was a terraced property on Emscote Avenue for £72,000 in January 2026. Across the last 20 sales, the median price was £110,000.