Key indicators for buyers
The HX2 market is moderately favourable for buyers. Prices are rising at 19.2%, which may favour acting sooner rather than later. Affordability has improved from a peak of 6.0x in 2021 to 5.4x today. Rising rents (£738/mo, +5.4%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Calderdale area
A home in Calderdale costs 5.4x the local median salary — moderate, improving from a peak of 6.0x in 2021.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Calderdale area
Average monthly rent in Calderdale is £738, up 5.4% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Calderdale price of £235,556 with a 25% deposit (£59k), a 2-year fixed mortgage at 3.97% costs around £930 per month.
Monthly cost comparison based on current data
Uses HX2 avg. price with Calderdale rental data
Monthly mortgage payments (£930) are £192 more than renting (£738). However, buying requires an upfront deposit of £59k — it would take around 13 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
212, ROCHDALE ROAD HX2 7JT | Semi-detached | £240,000 | 23 Jan 2026 |
178, KEIGHLEY ROAD HX2 9DP | Terraced | £105,000 | 22 Jan 2026 |
5, OGDEN LANE HX2 8XZ | Detached | £640,000 | 20 Jan 2026 |
33, MOOR LANE HX2 8DR | Semi-detached | £190,000 | 16 Jan 2026 |
57, STANNINGLEY DRIVE HX2 8RW | Terraced | £95,000 | 15 Jan 2026 |
MONTANA, BURNLEY ROAD, LUDDENDENFOOT HX2 6AR | Terraced | £330,000 | 8 Jan 2026 |
14, RYECROFT CRESCENT HX2 0PS | Terraced | £130,000 |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in HX2 sold for £235,556 in 2026, with a median of £195,000 across 9 transactions. Prices rose 19.2% compared to the previous year.
| 7 Jan 2026 |
12, ROSE BANK, GAINEST HX2 7DA | Terraced | £195,000 | 6 Jan 2026 |
7, FIELD MILL CLOSE HX2 8WG | Semi-detached | £195,000 | 5 Jan 2026 |
2, ASH TREE GARDENS HX2 8RS | Terraced | £96,000 | 19 Dec 2025 |
43, MYRTLE AVENUE HX2 8HS | Semi-detached | £177,500 | 19 Dec 2025 |
11, HAREWOOD AVENUE HX2 0LU | Terraced | £120,000 | 18 Dec 2025 |
27, HOLMES TERRACE HX2 0JA | Terraced | £68,000 | 18 Dec 2025 |
61, BRADSHAW LANE HX2 9XD | Terraced | £233,000 | 17 Dec 2025 |
8, CHURCH GREEN HX2 0JL | Terraced | £90,000 | 16 Dec 2025 |
HAWKSCLOUGH FARM, MIDGLEY HX2 6XB | Other | £400,000 | 16 Dec 2025 |
10, HOLMFIELD GARDENS HX2 9BD | Terraced | £136,000 | 16 Dec 2025 |
5, HILL TOP HX2 7PJ | Terraced | £131,000 | 15 Dec 2025 |
17, ILLINGWORTH AVENUE HX2 9JG | Semi-detached | £150,000 | 15 Dec 2025 |
4, MIDDLEFOOT TERRACE, LUDDENDENFOOT HX2 6AH | Terraced | £200,000 | 12 Dec 2025 |
The most recent recorded sale in HX2 was a semi-detached property on Rochdale Road for £240,000 in January 2026. Across the last 20 sales, the median price was £177,500.