Key indicators for buyers
The HX4 market looks favourable for buyers. Prices have softened (-7.0%), which could present a buying opportunity. Affordability has improved from a peak of 6.0x in 2021 to 5.4x today. Rising rents (£738/mo, +5.4%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Calderdale area
A home in Calderdale costs 5.4x the local median salary — moderate, improving from a peak of 6.0x in 2021.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Calderdale area
Average monthly rent in Calderdale is £738, up 5.4% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Calderdale price of £264,227 with a 25% deposit (£66k), a 2-year fixed mortgage at 3.97% costs around £1,043 per month.
Monthly cost comparison based on current data
Uses HX4 avg. price with Calderdale rental data
Monthly mortgage payments (£1,043) are £305 more than renting (£738). However, buying requires an upfront deposit of £66k — it would take around 17 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
21, NEW STREET, STAINLAND HX4 9QL | Semi-detached | £390,680 | 16 Jan 2026 |
15 CALDER, BARKISLAND MILL, BEESTONLEY LANE, BARKISLAND HX4 0HG | Flat/Maisonette | £207,000 | 9 Jan 2026 |
18, SUNNYBANK DRIVE, GREETLAND HX4 8NB | Semi-detached | £195,000 | 8 Jan 2026 |
2, DENE ROYD CLOSE, STAINLAND HX4 9QP | Terraced | £220,000 | 19 Dec 2025 |
71, FALL SPRING GARDENS, HOLYWELL GREEN HX4 9PA | Terraced | £100,000 | 18 Dec 2025 |
2, ELLISTONES GARDENS, GREETLAND HX4 8QQ | Detached | £500,000 | 18 Dec 2025 |
44, INGWOOD PARADE, GREETLAND HX4 8DE |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in HX4 sold for £264,227 in 2026, with a median of £207,000 across 3 transactions. Prices fell 7.0% compared to the previous year.
| Flat/Maisonette |
| £128,000 |
| 18 Dec 2025 |
4, SUNNYBANK ROAD, GREETLAND HX4 8JP | Terraced | £285,000 | 18 Dec 2025 |
KEESHOLME, SOWOOD GREEN, SOWOOD HX4 9JJ | Detached | £320,000 | 18 Dec 2025 |
50, HIGHFIELD AVENUE, GREETLAND HX4 8JD | Semi-detached | £165,000 | 17 Dec 2025 |
1, SUNNYSIDE, HOLYWELL GREEN HX4 9JW | Semi-detached | £190,000 | 15 Dec 2025 |
19, CHAPEL STREET, HOLYWELL GREEN HX4 9AY | Terraced | £135,000 | 11 Dec 2025 |
137, STAINLAND ROAD, GREETLAND HX4 8BQ | Terraced | £205,000 | 5 Dec 2025 |
16, MOORLANDS COURT, GREETLAND HX4 8LF | Detached | £282,500 | 5 Dec 2025 |
3, GREAVES FOLD, HOLYWELL GREEN HX4 9DY | Detached | £440,000 | 5 Dec 2025 |
14, WESTGATE, HOLYWELL GREEN HX4 9HN | Terraced | £110,000 | 5 Dec 2025 |
3, WINDSOR MOUNT, GREETLAND HX4 8DD | Terraced | £160,000 | 5 Dec 2025 |
2, ROCK VIEW, HOLYWELL GREEN HX4 9BG | Terraced | £191,500 | 4 Dec 2025 |
10, PINFOLD CLOSE, BARKISLAND HX4 0EY | Detached | £500,000 | 1 Dec 2025 |
3, BOWLING GREEN COURT, HOLYWELL GREEN HX4 9QQ | Terraced | £215,000 | 1 Dec 2025 |
The most recent recorded sale in HX4 was a semi-detached property on New Street for £390,680 in January 2026. Across the last 20 sales, the median price was £207,000.