Key indicators for buyers
The Derbyshire Dales market is moderately favourable for buyers. Prices are rising at 3.2%, which may favour acting sooner rather than later. Affordability has improved from a peak of 10.9x in 2023 to 8.9x today. Rising rents (£783/mo, +3.4%) mean the cost of waiting is real.
Average sale prices · HM Land Registry / UK HPI
House price ÷ median earnings · ONS data
A home in Derbyshire Dales costs 8.9x the local median salary — stretched, improving from a peak of 10.9x in 2023.
Average monthly rent · ONS Private Rental Index
Average monthly rent in Derbyshire Dales is £783, up 3.4% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Derbyshire Dales price of £343,721 with a 25% deposit (£86k), a 2-year fixed mortgage at 3.97% costs around £1,356 per month.
Monthly cost comparison based on current data
Monthly mortgage payments (£1,356) are £573 more than renting (£783). However, buying requires an upfront deposit of £86k — it would take around 30 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
GATE HOUSE, GREAT HUCKLOW SK17 8RF | Terraced | £315,000 | 23 Jan 2026 |
THE COTTAGE, PARK LANE, TWO DALES DE4 2FB | Detached | £600,000 | 22 Jan 2026 |
98, BAKEWELL ROAD DE4 3AZ | Detached | £440,000 | 22 Jan 2026 |
6, FLINT LANE, DARLEY BRIDGE DE4 2JU | Semi-detached | £250,000 | 20 Jan 2026 |
6, PITTYWOOD ROAD, WIRKSWORTH DE4 4ED | Detached | £520,000 | 16 Jan 2026 |
117, HURST RISE DE4 3ET | Semi-detached | £115,000 | 16 Jan 2026 |
JASMINE COTTAGE, EAST BANK, WINSTER DE4 2DT | Terraced |
4postcode districts · Click for detailed prices
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in Derbyshire Dales sells for £343,721, up 3.2% over the past year. Prices have grown from around £65k in the mid-1990s.
| £282,000 |
| 16 Jan 2026 |
144, CHURCH STREET DE4 3BZ | Terraced | £405,000 | 16 Jan 2026 |
16, WALTON CRESCENT DE6 1FZ | Flat/Maisonette | £123,000 | 16 Jan 2026 |
TOWNEND FARM, CHURCH STREET, BONSALL DE4 2AE | Other | £968,000 | 12 Jan 2026 |
53, OVERDALE DE4 3ES | Semi-detached | £130,000 | 9 Jan 2026 |
OLD COTTAGE, EAST BANK, WINSTER DE4 2DT | Semi-detached | £250,000 | 8 Jan 2026 |
13, BOWER CLOSE DE6 1TA | Detached | £418,000 | 7 Jan 2026 |
33, RIDGEWOOD DRIVE, CROMFORD DE4 3RJ | Detached | £325,000 | 6 Jan 2026 |
3, OLD SCHOOL MEADOWS, MARSTON MONTGOMERY DE6 2FQ | Detached | £460,000 | 6 Jan 2026 |
24, ROCK MILL HOLIDAY APARTMENTS, THE DALE, STONEY MIDDLETON S32 4TF | Flat/Maisonette | £190,000 | 5 Jan 2026 |
41, BANK ROAD DE4 3GL | Semi-detached | £305,000 | 22 Dec 2025 |
5, FLINT LANE, DARLEY BRIDGE DE4 2JU | Semi-detached | £275,000 | 19 Dec 2025 |
THE HAYLOFT, ATLOW DE6 1NS | Flat/Maisonette | £290,000 | 19 Dec 2025 |
207, CHESTERFIELD ROAD DE4 3GA | Semi-detached | £325,000 | 19 Dec 2025 |
The most recent recorded sale in Derbyshire Dales was a terraced property for £315,000 in January 2026. Across the last 20 sales, the median price was £315,000.