Key indicators for buyers
The DE4 market presents a mixed picture for buyers. Prices are rising at 17.3%, which may favour acting sooner rather than later. Affordability has improved from a peak of 10.9x in 2023 to 8.9x today. Rising rents (£783/mo, +3.4%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Derbyshire Dales area
A home in Derbyshire Dales costs 8.9x the local median salary — stretched, improving from a peak of 10.9x in 2023.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Derbyshire Dales area
Average monthly rent in Derbyshire Dales is £783, up 3.4% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Derbyshire Dales price of £389,545 with a 25% deposit (£97k), a 2-year fixed mortgage at 3.97% costs around £1,537 per month.
Monthly cost comparison based on current data
Uses DE4 avg. price with Derbyshire Dales rental data
Monthly mortgage payments (£1,537) are £754 more than renting (£783). However, buying requires an upfront deposit of £97k — it would take around 48 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
98, BAKEWELL ROAD DE4 3AZ | Detached | £440,000 | 22 Jan 2026 |
THE COTTAGE, PARK LANE, TWO DALES DE4 2FB | Detached | £600,000 | 22 Jan 2026 |
6, FLINT LANE, DARLEY BRIDGE DE4 2JU | Semi-detached | £250,000 | 20 Jan 2026 |
JASMINE COTTAGE, EAST BANK, WINSTER DE4 2DT | Terraced | £282,000 | 16 Jan 2026 |
6, PITTYWOOD ROAD, WIRKSWORTH DE4 4ED | Detached | £520,000 | 16 Jan 2026 |
144, CHURCH STREET DE4 3BZ | Terraced | £405,000 | 16 Jan 2026 |
117, HURST RISE DE4 3ET | Semi-detached |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in DE4 sold for £389,545 in 2026, with a median of £325,000 across 11 transactions. Prices rose 17.3% compared to the previous year.
| £115,000 |
| 16 Jan 2026 |
TOWNEND FARM, CHURCH STREET, BONSALL DE4 2AE | Other | £968,000 | 12 Jan 2026 |
53, OVERDALE DE4 3ES | Semi-detached | £130,000 | 9 Jan 2026 |
OLD COTTAGE, EAST BANK, WINSTER DE4 2DT | Semi-detached | £250,000 | 8 Jan 2026 |
33, RIDGEWOOD DRIVE, CROMFORD DE4 3RJ | Detached | £325,000 | 6 Jan 2026 |
41, BANK ROAD DE4 3GL | Semi-detached | £305,000 | 22 Dec 2025 |
207, CHESTERFIELD ROAD DE4 3GA | Semi-detached | £325,000 | 19 Dec 2025 |
92, WELLINGTON STREET DE4 3GS | Semi-detached | £335,000 | 19 Dec 2025 |
5, FLINT LANE, DARLEY BRIDGE DE4 2JU | Semi-detached | £275,000 | 19 Dec 2025 |
FLAT 12, RUTLAND COURT, RUTLAND STREET DE4 3GN | Flat/Maisonette | £130,000 | 19 Dec 2025 |
7, SUMMER LANE, WIRKSWORTH DE4 4EB | Detached | £590,000 | 19 Dec 2025 |
4, OLDHAM VILLAS DE4 3GN | Terraced | £310,000 | 19 Dec 2025 |
2, CAVENDISH COTTAGES, CROMFORD ROAD, WIRKSWORTH DE4 4FP | Terraced | £290,000 | 19 Dec 2025 |
72, BENTLEY BRIDGE ROAD DE4 5PQ | Detached | £390,000 | 18 Dec 2025 |
The most recent recorded sale in DE4 was a detached property on Bakewell Road for £440,000 in January 2026. Across the last 20 sales, the median price was £325,000.