Key indicators for buyers
The DE45 market is moderately favourable for buyers. Prices have softened (-6.4%), which could present a buying opportunity. Affordability has improved from a peak of 10.9x in 2023 to 8.9x today. Rising rents (£783/mo, +3.4%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2025averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Derbyshire Dales area
A home in Derbyshire Dales costs 8.9x the local median salary — stretched, improving from a peak of 10.9x in 2023.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Derbyshire Dales area
Average monthly rent in Derbyshire Dales is £783, up 3.4% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Derbyshire Dales price of £437,376 with a 25% deposit (£109k), a 2-year fixed mortgage at 3.97% costs around £1,726 per month.
Monthly cost comparison based on current data
Uses DE45 avg. price with Derbyshire Dales rental data
Monthly mortgage payments (£1,726) are £943 more than renting (£783). However, buying requires an upfront deposit of £109k — it would take around 98 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
5, RUTLAND MEWS DE45 1AQ | Flat/Maisonette | £270,000 | 18 Dec 2025 |
8, CATCLIFF CLOSE DE45 1AZ | Semi-detached | £377,000 | 17 Dec 2025 |
9, NEW LUMFORD DE45 1GH | Detached | £330,000 | 16 Dec 2025 |
4, DALE COTTAGE, BRADFORD ROAD, YOULGRAVE DE45 1WG | Terraced | £205,000 | 16 Dec 2025 |
FLAT 5, ORME COURT, GRANBY ROAD DE45 1ES | Flat/Maisonette | £180,000 | 8 Dec 2025 |
3, CHAPEL ROW DE45 1EL | Terraced | £250,000 | 5 Dec 2025 |
GLEN COTTAGE, CONKSBURY DE45 1JW | Detached |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in DE45 sold for £437,376 in 2025, with a median of £375,000 across 115 transactions. Prices fell 6.4% compared to the previous year.
| £500,000 |
| 4 Dec 2025 |
14, CASTLE MOUNT CRESCENT DE45 1AT | Detached | £499,950 | 28 Nov 2025 |
MARCROFT, HADDON ROAD DE45 1EP | Semi-detached | £390,000 | 28 Nov 2025 |
18, FENNEL STREET, ASHFORD IN THE WATER DE45 1QF | Terraced | £145,000 | 21 Nov 2025 |
4, MOUNT PLEASANT, BRADFORD ROAD, YOULGRAVE DE45 1WG | Semi-detached | £315,000 | 19 Nov 2025 |
2, NEW LUMFORD DE45 1GH | Semi-detached | £445,000 | 14 Nov 2025 |
DENE COTTAGE, ALPORT DE45 1LG | Other | £60,000 | 13 Nov 2025 |
23, FENNEL STREET, ASHFORD IN THE WATER DE45 1QF | Terraced | £492,500 | 10 Nov 2025 |
STONECROFT, OVER ROAD, BASLOW DE45 1PL | Detached | £550,000 | 31 Oct 2025 |
3, PROGRESS COTTAGES, BUXTON ROAD DE45 1DA | Terraced | £295,000 | 30 Oct 2025 |
WATERS EDGE, DERWENT DRIVE, BASLOW DE45 1RS | Detached | £815,000 | 16 Oct 2025 |
1, GLEBE COURT, GREAT LONGSTONE DE45 1SU | Semi-detached | £236,000 | 15 Oct 2025 |
2, RUTLAND RIVERSIDE APARTMENTS, SMITHS LANE DE45 1BU | Flat/Maisonette | £375,000 | 14 Oct 2025 |
THE CROFT, CHURCH STREET, MONYASH DE45 1JH | Detached | £658,000 | 9 Oct 2025 |
The most recent recorded sale in DE45 was a flat/maisonette property on Rutland Mews for £270,000 in December 2025. Across the last 20 sales, the median price was £375,000.