Key indicators for buyers
The Surrey Heath market is moderately favourable for buyers. Affordability has improved from a peak of 13.1x in 2018 to 11.8x today.
Average sale prices · HM Land Registry / UK HPI
House price ÷ median earnings · ONS data
A home in Surrey Heath costs 11.8x the local median salary — very stretched, improving from a peak of 13.1x in 2018.
Average monthly rent · ONS Private Rental Index
Average monthly rent in Surrey Heath is £1,487, up 1.7% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Surrey Heath price of £460,756 with a 25% deposit (£115k), a 2-year fixed mortgage at 3.97% costs around £1,818 per month.
Monthly cost comparison based on current data
Monthly mortgage payments (£1,818) are £331 more than renting (£1,487). However, buying requires an upfront deposit of £115k — it would take around 13 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
13, STICKLE DOWN, DEEPCUT GU16 6GB | Terraced | £505,000 | 23 Jan 2026 |
7, CLIFTON GARDENS, FRIMLEY GREEN GU16 6QD | Terraced | £322,000 | 23 Jan 2026 |
194, LONDON ROAD GU19 5EZ | Terraced | £440,000 | 23 Jan 2026 |
58, IVY DRIVE GU18 5YT | Flat/Maisonette | £260,000 | 22 Jan 2026 |
TIMBERS, CHURCH ROAD GU20 6BH | Semi-detached | £499,999 | 19 Jan 2026 |
8, SCARLET OAKS GU15 1RD | Flat/Maisonette | £215,000 | 19 Jan 2026 |
36H, LONDON ROAD GU19 5HN | Terraced |
6postcode districts · Click for detailed prices
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in Surrey Heath sells for £460,756, up 3.0% over the past year. Prices have grown from around £86k in the mid-1990s.
| £317,000 |
| 16 Jan 2026 |
37, GLOUCESTER ROAD GU19 5LT | Terraced | £367,500 | 16 Jan 2026 |
77, YAVERLAND DRIVE GU19 5DZ | Detached | £520,000 | 16 Jan 2026 |
23, WITTMEAD ROAD, MYTCHETT GU16 6ER | Semi-detached | £428,000 | 16 Jan 2026 |
FLAT 15, WORCESTER COURT, MURRELLS LANE GU15 2PT | Flat/Maisonette | £257,500 | 16 Jan 2026 |
3, EVERGREEN ROAD, FRIMLEY GU16 8PU | Semi-detached | £425,000 | 15 Jan 2026 |
HEATHSIDE, BRENTMOOR ROAD, WEST END GU24 9QQ | Detached | £1,196,000 | 15 Jan 2026 |
31, MARTEL CLOSE GU15 1QS | Semi-detached | £418,000 | 15 Jan 2026 |
20, RIDGES RISE, DEEPCUT GU16 6FT | Semi-detached | £491,000 | 13 Jan 2026 |
49, AMBLESIDE ROAD GU18 5TA | Semi-detached | £532,500 | 13 Jan 2026 |
24, ELIOT CLOSE GU15 1LW | Detached | £870,000 | 12 Jan 2026 |
8, COPELANDS CLOSE GU15 1RF | Terraced | £420,000 | 9 Jan 2026 |
23, MOORLANDS ROAD GU15 3AF | Terraced | £387,000 | 9 Jan 2026 |
13, YOULDEN DRIVE GU15 1AL | Detached | £675,000 | 8 Jan 2026 |
The most recent recorded sale in Surrey Heath was a terraced property on Stickle Down for £505,000 in January 2026. Across the last 20 sales, the median price was £428,000.