Key indicators for buyers
The Stafford market is moderately favourable for buyers. Prices are rising at 6.7%, which may favour acting sooner rather than later. Rising rents (£877/mo, +5.8%) mean the cost of waiting is real.
Average sale prices · HM Land Registry / UK HPI
House price ÷ median earnings · ONS data
A home in Stafford costs 7.5x the local median salary — moderate, improving from a peak of 7.9x in 2021.
Average monthly rent · ONS Private Rental Index
Average monthly rent in Stafford is £877, up 5.8% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Stafford price of £262,262 with a 25% deposit (£66k), a 2-year fixed mortgage at 3.97% costs around £1,035 per month.
Monthly cost comparison based on current data
Monthly mortgage payments (£1,035) are £158 more than renting (£877). However, buying requires an upfront deposit of £66k — it would take around 12 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
1, HORSESHOE COTTAGES, SANDON ROAD, HILDERSTONE ST15 8SF | Terraced | £257,500 | 23 Jan 2026 |
HERRIES, LEA ROAD, HIXON ST18 0NR | Detached | £405,000 | 23 Jan 2026 |
8, FIELD PLACE ST16 3DH | Semi-detached | £150,000 | 20 Jan 2026 |
9, CRESSEY CLOSE ST15 8ZT | Detached | £495,000 | 19 Jan 2026 |
108, PEEL TERRACE ST16 3HD | Terraced | £94,000 | 19 Jan 2026 |
73, COOPERATIVE STREET ST16 3DA | Terraced | £180,000 | 19 Jan 2026 |
5, HIGHVIEW ROAD, FULFORD ST11 9QQ | Detached |
7postcode districts · Click for detailed prices
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in Stafford sells for £262,262, up 6.7% over the past year. Prices have grown from around £51k in the mid-1990s.
| £322,500 |
| 16 Jan 2026 |
117, STONE ROAD ST16 2RB | Semi-detached | £125,000 | 16 Jan 2026 |
9, WOODLEYES CRESCENT ST17 4RE | Semi-detached | £220,000 | 15 Jan 2026 |
4, LANCASTER AVENUE, FULFORD ST11 9LP | Detached | £347,500 | 14 Jan 2026 |
16, RELIANT HOUSE, MARGARET STREET ST15 8EL | Flat/Maisonette | £183,000 | 14 Jan 2026 |
57, HIGHFIELD GROVE ST17 9RA | Detached | £250,000 | 14 Jan 2026 |
224, OXFORD GARDENS ST16 3JG | Terraced | £190,000 | 9 Jan 2026 |
72, BARNFIELD WAY ST17 4NB | Detached | £290,000 | 9 Jan 2026 |
5, ASHFORD GROVE ST15 8XA | Terraced | £189,000 | 9 Jan 2026 |
49, HILDERSTONE ROAD ST3 7NU | Detached | £350,000 | 9 Jan 2026 |
36, SPRINGVALE RISE ST16 1TE | Terraced | £248,000 | 8 Jan 2026 |
41, REDHILL GORSE ST16 1SW | Semi-detached | £240,000 | 8 Jan 2026 |
19, PEEL TERRACE ST16 3HD | Terraced | £85,000 | 7 Jan 2026 |
42, MOUNT ROAD ST15 8LJ | Semi-detached | £315,000 | 6 Jan 2026 |
The most recent recorded sale in Stafford was a terraced property on Sandon Road for £257,500 in January 2026. Across the last 20 sales, the median price was £248,000.