Key indicators for buyers
The ST20 market is moderately favourable for buyers. Prices are rising at 14.7%, which may favour acting sooner rather than later. Rising rents (£877/mo, +5.8%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2025averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Stafford area
A home in Stafford costs 7.5x the local median salary — moderate, improving from a peak of 7.9x in 2021.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Stafford area
Average monthly rent in Stafford is £877, up 5.8% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Stafford price of £353,499 with a 25% deposit (£88k), a 2-year fixed mortgage at 3.97% costs around £1,395 per month.
Monthly cost comparison based on current data
Uses ST20 avg. price with Stafford rental data
Monthly mortgage payments (£1,395) are £518 more than renting (£877). However, buying requires an upfront deposit of £88k — it would take around 23 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
4, SHELMORE WAY, GNOSALL ST20 0DT | Semi-detached | £221,500 | 19 Dec 2025 |
20, MOORS WOOD, GNOSALL ST20 0FD | Detached | £470,000 | 18 Dec 2025 |
CROFT COTTAGE, NEWPORT ROAD, GNOSALL ST20 0BN | Detached | £299,950 | 12 Dec 2025 |
12, KNIGHTLEY ROAD, GNOSALL ST20 0EW | Detached | £400,000 | 12 Dec 2025 |
ROCK COTTAGE, OULTON ST20 0PG | Detached | £370,000 | 8 Dec 2025 |
31, SHARMAN WAY, GNOSALL ST20 0LX | Detached | £475,000 | 3 Dec 2025 |
TREGENVER, WHARF ROAD, GNOSALL ST20 0DA | Detached |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in ST20 sold for £353,499 in 2025, with a median of £315,000 across 98 transactions. Prices rose 14.7% compared to the previous year.
| £357,500 |
| 28 Nov 2025 |
18, KNIGHTLEY CLOSE, GNOSALL ST20 0HU | Semi-detached | £250,000 | 28 Nov 2025 |
2, SHELMORE BARNS, RADMORE LANE, GNOSALL ST20 0EG | Terraced | £590,000 | 25 Nov 2025 |
THE SWAN, HIGH STREET, CHURCH EATON ST20 0AG | Detached | £600,000 | 19 Nov 2025 |
4, MIDDLEFIELD, GNOSALL ST20 0LS | Detached | £264,000 | 13 Nov 2025 |
30, HOLLIES BROOK CLOSE, GNOSALL ST20 0HY | Semi-detached | £200,000 | 11 Nov 2025 |
37, FAR RIDDING, GNOSALL ST20 0DW | Detached | £376,500 | 5 Nov 2025 |
DOLEY FARM, DOLEY, ADBASTON ST20 0RQ | Other | £1,605,000 | 3 Nov 2025 |
14, WATERSIDE COURT, GNOSALL ST20 0AR | Terraced | £312,500 | 31 Oct 2025 |
5, KNIGHTLEY ROAD, GNOSALL ST20 0EW | Semi-detached | £248,000 | 30 Oct 2025 |
4, THE BUNGALOWS, ADBASTON ST20 0QD | Semi-detached | £95,000 | 27 Oct 2025 |
8, BRIDGE COURT, WOODSEAVES ST20 0AW | Detached | £310,000 | 24 Oct 2025 |
BLUEBELL COTTAGE, ADBASTON ST20 0RH | Detached | £580,000 | 3 Oct 2025 |
2, MEADOW COURT, STAFFORD ROAD, WOODSEAVES ST20 0NR | Semi-detached | £235,000 | 26 Sept 2025 |
The most recent recorded sale in ST20 was a semi-detached property on Shelmore Way for £221,500 in December 2025. Across the last 20 sales, the median price was £357,500.