Data from Land Registry, ONS, Bank of England
Compare with another area →Key indicators for buyers
The Central Bedfordshire market is moderately favourable for buyers. Affordability has improved from a peak of 11.2x in 2021 to 9.7x today. Rising rents (£1,235/mo, +5.5%) mean the cost of waiting is real.
Average sale prices · HM Land Registry / UK HPI
House price ÷ median earnings · ONS data
A home in Central Bedfordshire costs 9.7x the local median salary — stretched, improving from a peak of 11.2x in 2021.
Average monthly rent · ONS Private Rental Index
Average monthly rent in Central Bedfordshire is £1,235, up 5.5% year-on-year. Rents have risen consistently over the past five years.
Monthly residential transactions · HMRC (seasonally adjusted)
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Central Bedfordshire price of £358,038 with a 25% deposit (£90k), a 2-year fixed mortgage at 3.97% costs around £1,413 per month.
Monthly cost comparison based on current data
Monthly mortgage payments (£1,413) are £178 more than renting (£1,235). However, buying requires an upfront deposit of £90k — it would take around 11 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
32A, HIGH STREET, CLOPHILL MK45 4AA | Detached | £695,000 | 27 Jan 2026 |
15, SANDY ROAD, POTTON SG19 2QA | Terraced | £258,000 | 26 Jan 2026 |
20, PARK HILL, AMPTHILL MK45 2LP | Detached | £515,000 | 26 Jan 2026 |
11, BOWMANS WAY LU6 3LF | Terraced | £235,000 | 23 Jan 2026 |
6, BANKSIDE CLOSE, HOUGHTON REGIS LU5 6JF | Detached | £295,000 | 23 Jan 2026 |
44, CHADWICK CRESCENT LU7 3QS | Semi-detached | £375,000 | 23 Jan 2026 |
15, THE OLD FURLONG, CRANFIELD MK43 0GS | Detached |
7postcode districts · Click for detailed prices
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in Central Bedfordshire sells for £358,038, up 2.8% over the past year. Prices have grown from around £57k in the mid-1990s.
There were 94,680 residential property transactions across the UK in January 2026 (seasonally adjusted), down 0.8% compared to a year ago. The highest monthly volume on record was 204,980 in June 2021.
| £389,000 |
| 23 Jan 2026 |
20, KINGS GROVE, CRANFIELD MK43 1AJ | Detached | £597,000 | 23 Jan 2026 |
47, THE BAULK, HOUGHTON REGIS LU5 6GG | Terraced | £325,000 | 23 Jan 2026 |
23, LORDSMEAD, CRANFIELD MK43 0HP | Terraced | £300,000 | 22 Jan 2026 |
5, WEST WAY, MOGGERHANGER MK44 3RF | Terraced | £262,300 | 22 Jan 2026 |
20, HIGHFIELD ROAD, FLITTON MK45 5EB | Semi-detached | £435,000 | 22 Jan 2026 |
6, ELM AVENUE, CADDINGTON LU1 4HS | Semi-detached | £435,000 | 21 Jan 2026 |
5, THE OLD FURLONG, CRANFIELD MK43 0GS | Semi-detached | £375,000 | 21 Jan 2026 |
37, EAST DOCK, THE WHARF LU7 2LA | Flat/Maisonette | £215,000 | 21 Jan 2026 |
2, STOCKDALE, TODDINGTON LU5 6EB | Detached | £650,000 | 20 Jan 2026 |
3, BRITTEN ROAD SG17 5SD | Detached | £520,000 | 19 Jan 2026 |
32, WHITTLE DRIVE SG18 8GF | Semi-detached | £328,000 | 19 Jan 2026 |
19, ESMONDE WAY LU7 4FS | Terraced | £320,000 | 19 Jan 2026 |
47, TAVISTOCK AVENUE, AMPTHILL MK45 2RW | Terraced | £470,000 | 16 Jan 2026 |
The most recent recorded sale in Central Bedfordshire was a detached property on High Street for £695,000 in January 2026. Across the last 20 sales, the median price was £375,000.