2,306 recorded transactions · Part of Central Bedfordshire
Compare with another area →Key indicators for buyers
The SG16 market is moderately favourable for buyers. Prices have softened (-13.0%), which could present a buying opportunity. Affordability has improved from a peak of 11.2x in 2021 to 9.7x today. Rising rents (£1,235/mo, +5.5%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2025averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Central Bedfordshire area
A home in Central Bedfordshire costs 9.7x the local median salary — stretched, improving from a peak of 11.2x in 2021.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Central Bedfordshire area
Average monthly rent in Central Bedfordshire is £1,235, up 5.5% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Central Bedfordshire price of £405,903 with a 25% deposit (£101k), a 2-year fixed mortgage at 3.97% costs around £1,602 per month.
Monthly cost comparison based on current data
Uses SG16 avg. price with Central Bedfordshire rental data
Monthly mortgage payments (£1,602) are £367 more than renting (£1,235). However, buying requires an upfront deposit of £101k — it would take around 14 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
2, SPRECKLEY CLOSE SG16 6HY | Terraced | £325,000 | 19 Dec 2025 |
25, MEADOW WALK SG16 6HJ | Terraced | £353,500 | 15 Dec 2025 |
3, STATION CLOSE SG16 6FL | Semi-detached | £480,000 | 12 Dec 2025 |
11, THE CUTTINGS, LOWER STONDON SG16 6GX | Detached | £437,000 | 10 Dec 2025 |
25, CHERRY TREES, LOWER STONDON SG16 6DT | Semi-detached | £340,000 | 3 Dec 2025 |
14, TEDDER AVENUE SG16 6HN | Semi-detached | £335,000 | 28 Nov 2025 |
49B, HIGH STREET SG16 6AA | Terraced |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in SG16 sold for £405,903 in 2025, with a median of £363,000 across 113 transactions. Prices fell 13.0% compared to the previous year.
| £355,000 |
| 28 Nov 2025 |
14, TEDDER AVENUE SG16 6HN | Semi-detached | £335,000 | 28 Nov 2025 |
2, RANSOM COURT, CLIFTON ROAD SG16 6BL | Semi-detached | £518,000 | 28 Nov 2025 |
6, ELIZABETH COURT SG16 6EQ | Detached | £600,000 | 28 Nov 2025 |
1, ROSEMARY LANE, LOWER STONDON SG16 6NG | Detached | £640,000 | 20 Nov 2025 |
27, ASTRAL CLOSE, LOWER STONDON SG16 6EL | Terraced | £195,000 | 17 Nov 2025 |
29, BIRCH GROVE, LOWER STONDON SG16 6EH | Flat/Maisonette | £160,000 | 11 Nov 2025 |
11, WREN CLOSE, LOWER STONDON SG16 6GD | Terraced | £152,000 | 7 Nov 2025 |
34, NEWTOWN SG16 6AJ | Semi-detached | £480,000 | 7 Nov 2025 |
18, THE CUTTINGS, LOWER STONDON SG16 6GX | Semi-detached | £390,000 | 31 Oct 2025 |
9, CADET CLOSE, LOWER STONDON SG16 6GP | Semi-detached | £340,000 | 31 Oct 2025 |
15, DOVE HOUSE DRIVE SG16 6DH | Terraced | £230,000 | 28 Oct 2025 |
19A, CLIFTON ROAD SG16 6BL | Semi-detached | £372,500 | 27 Oct 2025 |
23, PLUM TREE ROAD, LOWER STONDON SG16 6NE | Detached | £585,000 | 23 Oct 2025 |
The most recent recorded sale in SG16 was a terraced property on Spreckley Close for £325,000 in December 2025. Across the last 20 sales, the median price was £355,000.