11,422 recorded transactions · Part of Central Bedfordshire
Compare with another area →Key indicators for buyers
The LU5 market is moderately favourable for buyers. Prices have softened (-2.6%), which could present a buying opportunity. Affordability has improved from a peak of 11.2x in 2021 to 9.7x today. Rising rents (£1,235/mo, +5.5%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Central Bedfordshire area
A home in Central Bedfordshire costs 9.7x the local median salary — stretched, improving from a peak of 11.2x in 2021.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Central Bedfordshire area
Average monthly rent in Central Bedfordshire is £1,235, up 5.5% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Central Bedfordshire price of £333,605 with a 25% deposit (£83k), a 2-year fixed mortgage at 3.97% costs around £1,317 per month.
Monthly cost comparison based on current data
Uses LU5 avg. price with Central Bedfordshire rental data
Monthly mortgage payments (£1,317) are £82 more than renting (£1,235). However, buying requires an upfront deposit of £83k — it would take around 10 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
47, THE BAULK, HOUGHTON REGIS LU5 6GG | Terraced | £325,000 | 23 Jan 2026 |
6, BANKSIDE CLOSE, HOUGHTON REGIS LU5 6JF | Detached | £295,000 | 23 Jan 2026 |
2, STOCKDALE, TODDINGTON LU5 6EB | Detached | £650,000 | 20 Jan 2026 |
32, GRANGEWAY, HOUGHTON REGIS LU5 5PR | Terraced | £235,000 | 16 Jan 2026 |
107, SUNDOWN AVENUE LU5 4AL | Semi-detached | £420,000 | 16 Jan 2026 |
8, EVANS CLOSE, HOUGHTON REGIS LU5 5TF | Terraced | £260,000 | 14 Jan 2026 |
103, SUNDOWN AVENUE LU5 4AL | Semi-detached |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in LU5 sold for £333,605 in 2026, with a median of £320,000 across 19 transactions. Prices fell 2.6% compared to the previous year.
| £340,000 |
| 14 Jan 2026 |
64, COOPERS WAY, HOUGHTON REGIS LU5 5US | Semi-detached | £320,000 | 14 Jan 2026 |
43, PANTHEON DRIVE, HOUGHTON REGIS LU5 6GW | Detached | £493,000 | 14 Jan 2026 |
4, NASH CLOSE, HOUGHTON REGIS LU5 5SS | Terraced | £320,000 | 13 Jan 2026 |
124, JEANS WAY LU5 4PP | Semi-detached | £340,000 | 9 Jan 2026 |
11A, LEIGHTON ROAD, TODDINGTON LU5 6AN | Terraced | £307,500 | 9 Jan 2026 |
16, THORNHILL CLOSE, HOUGHTON REGIS LU5 5SG | Semi-detached | £270,000 | 8 Jan 2026 |
16, PARKWAY, HOUGHTON REGIS LU5 5PT | Flat/Maisonette | £132,000 | 7 Jan 2026 |
14, THE CLEAVERS, TODDINGTON LU5 6ER | Detached | £450,000 | 7 Jan 2026 |
126, TITHE FARM ROAD, HOUGHTON REGIS LU5 5JD | Terraced | £290,000 | 6 Jan 2026 |
38, FAREHAM WAY, HOUGHTON REGIS LU5 5RE | Terraced | £252,000 | 6 Jan 2026 |
4, ROWAN BANK, HOUGHTON REGIS LU5 7AL | Semi-detached | £363,000 | 6 Jan 2026 |
9, THORNVIEW ROAD, HOUGHTON REGIS LU5 5HS | Terraced | £276,000 | 5 Jan 2026 |
16, ENFIELD CLOSE, HOUGHTON REGIS LU5 5PJ | Semi-detached | £294,000 | 22 Dec 2025 |
The most recent recorded sale in LU5 was a terraced property on The Baulk for £325,000 in January 2026. Across the last 20 sales, the median price was £320,000.