Key indicators for buyers
The RG40 market is moderately favourable for buyers. Prices have softened (-12.3%), which could present a buying opportunity. Affordability has improved from a peak of 12.7x in 2022 to 10.5x today. Rising rents (£1,480/mo, +4.5%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Wokingham area
A home in Wokingham costs 10.5x the local median salary — very stretched, improving from a peak of 12.7x in 2022.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Wokingham area
Average monthly rent in Wokingham is £1,480, up 4.5% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Wokingham price of £513,333 with a 25% deposit (£128k), a 2-year fixed mortgage at 3.97% costs around £2,026 per month.
Monthly cost comparison based on current data
Uses RG40 avg. price with Wokingham rental data
Monthly mortgage payments (£2,026) are £546 more than renting (£1,480). However, buying requires an upfront deposit of £128k — it would take around 16 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
44, STURGES ROAD RG40 2HE | Semi-detached | £705,000 | 23 Jan 2026 |
5, ROSEBAY RG40 5YT | Terraced | £375,000 | 19 Jan 2026 |
30, STATION ROAD RG40 2AE | Detached | £700,000 | 16 Jan 2026 |
32, RADICAL RIDE, FINCHAMPSTEAD RG40 4UH | Terraced | £450,000 | 9 Jan 2026 |
96, ROYCROFT LANE, FINCHAMPSTEAD RG40 4HW | Semi-detached | £400,000 | 6 Jan 2026 |
11, GADD CLOSE RG40 5PQ | Terraced | £450,000 | 6 Jan 2026 |
119, ROYCROFT LANE, FINCHAMPSTEAD RG40 4HN | Terraced |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in RG40 sold for £513,333 in 2026, with a median of £450,000 across 6 transactions. Prices fell 12.3% compared to the previous year.
| £390,000 |
| 19 Dec 2025 |
SIDLEY COTTAGE, BINFIELD ROAD RG40 1SL | Detached | £687,500 | 19 Dec 2025 |
44, VICTORIA GARDENS RG40 5YJ | Terraced | £436,500 | 19 Dec 2025 |
14, DIAMOND JUBILEE WAY RG40 5AP | Terraced | £432,000 | 19 Dec 2025 |
5, HAZYLWOOD RG40 5AW | Terraced | £597,000 | 19 Dec 2025 |
12, MOLES CLOSE RG40 2EQ | Semi-detached | £490,000 | 19 Dec 2025 |
3, THE CROFT RG40 2HN | Flat/Maisonette | £450,000 | 18 Dec 2025 |
38, WHALEY ROAD RG40 1QA | Semi-detached | £405,000 | 18 Dec 2025 |
71, WATERLOO ROAD RG40 2JE | Semi-detached | £440,000 | 17 Dec 2025 |
108, MCCARTHY WAY, FINCHAMPSTEAD RG40 4UB | Terraced | £440,000 | 17 Dec 2025 |
52, RYE WAY, FINCHWOOD PARK RG40 4AY | Semi-detached | £416,750 | 16 Dec 2025 |
43, HARDING PLACE RG40 1BX | Flat/Maisonette | £425,000 | 15 Dec 2025 |
14, GEMINI GARDENS RG40 1EJ | Terraced | £475,000 | 15 Dec 2025 |
3, SHARONELLE COURT, STATION ROAD RG40 2AX | Flat/Maisonette | £240,000 | 12 Dec 2025 |
The most recent recorded sale in RG40 was a semi-detached property on Sturges Road for £705,000 in January 2026. Across the last 20 sales, the median price was £440,000.