Key indicators for buyers
The CH63 market is moderately favourable for buyers. Prices are rising at 16.5%, which may favour acting sooner rather than later. Affordability has improved from a peak of 7.3x in 2021 to 6.1x today. Rising rents (£827/mo, +6.3%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Wirral area
A home in Wirral costs 6.1x the local median salary — moderate, improving from a peak of 7.3x in 2021.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Wirral area
Average monthly rent in Wirral is £827, up 6.3% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Wirral price of £342,500 with a 25% deposit (£86k), a 2-year fixed mortgage at 3.97% costs around £1,352 per month.
Monthly cost comparison based on current data
Uses CH63 avg. price with Wirral rental data
Monthly mortgage payments (£1,352) are £525 more than renting (£827). However, buying requires an upfront deposit of £86k — it would take around 25 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
68, ST ANDREWS ROAD, BEBINGTON CH63 3DJ | Semi-detached | £375,000 | 16 Jan 2026 |
11, LYNTON DRIVE CH63 3EH | Semi-detached | £310,000 | 9 Jan 2026 |
6, SILVERDALE ROAD CH63 5JH | Terraced | £145,000 | 19 Dec 2025 |
4, VICTORIA ROAD, BEBINGTON CH63 8QW | Terraced | £185,000 | 18 Dec 2025 |
89, BROOKHURST AVENUE CH63 0LA | Semi-detached | £265,000 | 18 Dec 2025 |
28, BROMBOROUGH ROAD CH63 7RF | Terraced | £140,000 | 18 Dec 2025 |
30, INLEY ROAD CH63 9YS | Detached |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in CH63 sold for £342,500 in 2026, with a median of £342,500 across 2 transactions. Prices rose 16.5% compared to the previous year.
| £310,000 |
| 17 Dec 2025 |
14, ASCOT GROVE, BEBINGTON CH63 2QT | Detached | £345,000 | 17 Dec 2025 |
10, LATHAM WAY CH63 9NX | Detached | £448,000 | 17 Dec 2025 |
5, FAIRACRES ROAD CH63 3HA | Semi-detached | £352,000 | 17 Dec 2025 |
6, DELVES AVENUE CH63 9YG | Terraced | £293,000 | 17 Dec 2025 |
14, KINGS LANE CH63 8NR | Detached | £400,000 | 17 Dec 2025 |
2, RADFORD AVENUE CH63 9HA | Detached | £290,000 | 15 Dec 2025 |
42, BRIMSTAGE ROAD, BEBINGTON CH63 3EW | Terraced | £295,000 | 12 Dec 2025 |
8, BARRYMORE WAY CH63 0HN | Detached | £364,000 | 12 Dec 2025 |
9, CONVILLE BOULEVARD CH63 5LT | Semi-detached | £346,000 | 12 Dec 2025 |
FLAT 19, HEATHDALE MANOR, HEATH ROAD, BEBINGTON CH63 7SN | Flat/Maisonette | £82,500 | 12 Dec 2025 |
42, LANCELYN COURT CH63 9JL | Flat/Maisonette | £163,000 | 11 Dec 2025 |
23, SUNNINGDALE DRIVE, BROMBOROUGH CH63 0JD | Semi-detached | £255,000 | 11 Dec 2025 |
68, MALPAS DRIVE CH63 8LT | Semi-detached | £250,000 | 9 Dec 2025 |
The most recent recorded sale in CH63 was a semi-detached property on St Andrews Road for £375,000 in January 2026. Across the last 20 sales, the median price was £295,000.