Average sale prices · HM Land Registry / UK HPI
The average property in Wirral sells for £222,992, up 8.8% over the past year. Prices have grown from around £42k in the mid-1990s.
House price ÷ median earnings · ONS data
A home in Wirral costs 6.1x the local median salary — moderate, improving from a peak of 7.3x in 2021.
Average monthly rent · ONS Private Rental Index
Average monthly rent in Wirral is £827, up 6.3% year-on-year. Rents have risen consistently over the past five years.
Monthly residential transactions · HMRC (seasonally adjusted)
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Wirral price of £222,992 with a 25% deposit (£56k), a 2-year fixed mortgage at 3.97% costs around £880 per month.
Monthly cost comparison based on current data
Monthly mortgage payments (£880) are £53 more than renting (£827). However, buying requires an upfront deposit of £56k — it would take around 10 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
242, IRBY ROAD CH61 2XG | Detached | £395,000 | 26 Jan 2026 |
25, MERLIN ROAD CH42 9QG | Terraced | £180,000 | 26 Jan 2026 |
16, BIG MEADOW ROAD CH49 9AQ | Terraced | £121,000 | 23 Jan 2026 |
89, WOODVILLE ROAD CH42 9LX | Terraced | £69,000 | 23 Jan 2026 |
35, THINGWALL ROAD EAST CH61 3UY | Semi-detached | £281,000 | 23 Jan 2026 |
54, SILVERLEA AVENUE CH45 4QX | Terraced | £125,000 | 23 Jan 2026 |
24, SALISBURY DRIVE CH62 1BD | Terraced | £140,000 |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
There were 94,680 residential property transactions across the UK in January 2026 (seasonally adjusted), down 0.8% compared to a year ago. The highest monthly volume on record was 204,980 in June 2021.
| 23 Jan 2026 |
20, ROSSALL ROAD CH46 8TA | Semi-detached | £205,000 | 22 Jan 2026 |
9, RED DALE FLATS, DALE AVENUE, HESWALL CH60 7TA | Flat/Maisonette | £106,500 | 22 Jan 2026 |
4, PARKLANDS DRIVE CH60 3RU | Detached | £440,000 | 21 Jan 2026 |
23, THIRLMERE DRIVE CH45 4LN | Semi-detached | £205,000 | 21 Jan 2026 |
9A, FAVERSHAM WAY CH42 2BW | Semi-detached | £160,000 | 20 Jan 2026 |
28, VILLAGE ROAD CH43 6TY | Detached | £310,000 | 20 Jan 2026 |
2, SOUTHWICK ROAD CH42 5PA | Terraced | £132,000 | 19 Jan 2026 |
70, WHITFORD ROAD CH42 7JA | Detached | £174,000 | 19 Jan 2026 |
21, LISCARD GROVE CH44 5RA | Terraced | £109,000 | 19 Jan 2026 |
28, CRAVEN STREET CH41 4BR | Terraced | £75,000 | 19 Jan 2026 |
24, LABURNUM GROVE, IRBY CH61 4UT | Semi-detached | £330,000 | 19 Jan 2026 |
8, OVERTON CLOSE CH43 2LG | Semi-detached | £240,000 | 19 Jan 2026 |
33, WARRENDER DRIVE CH43 7SD | Semi-detached | £187,000 | 16 Jan 2026 |
The most recent recorded sale in Wirral was a detached property on Irby Road for £395,000 in January 2026. Across the last 20 sales, the median price was £180,000.