Key indicators for buyers
The CH61 market is moderately favourable for buyers. Prices have softened (-7.1%), which could present a buying opportunity. Affordability has improved from a peak of 7.3x in 2021 to 6.1x today. Rising rents (£827/mo, +6.3%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Wirral area
A home in Wirral costs 6.1x the local median salary — moderate, improving from a peak of 7.3x in 2021.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Wirral area
Average monthly rent in Wirral is £827, up 6.3% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Wirral price of £281,875 with a 25% deposit (£70k), a 2-year fixed mortgage at 3.97% costs around £1,112 per month.
Monthly cost comparison based on current data
Uses CH61 avg. price with Wirral rental data
Monthly mortgage payments (£1,112) are £285 more than renting (£827). However, buying requires an upfront deposit of £70k — it would take around 15 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
242, IRBY ROAD CH61 2XG | Detached | £395,000 | 26 Jan 2026 |
35, THINGWALL ROAD EAST CH61 3UY | Semi-detached | £281,000 | 23 Jan 2026 |
24, LABURNUM GROVE, IRBY CH61 4UT | Semi-detached | £330,000 | 19 Jan 2026 |
114, RIDGEMERE ROAD CH61 8RP | Semi-detached | £216,000 | 16 Jan 2026 |
5, NAPPS WAY CH61 6US | Semi-detached | £100,000 | 15 Jan 2026 |
3, MARLSTON AVENUE CH61 3XT | Semi-detached | £273,000 | 15 Jan 2026 |
4, COPELAND CLOSE CH61 8TH | Semi-detached |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in CH61 sold for £281,875 in 2026, with a median of £277,000 across 8 transactions. Prices fell 7.1% compared to the previous year.
| £200,000 |
| 7 Jan 2026 |
12, MARTIN CLOSE CH61 0HP | Detached | £460,000 | 6 Jan 2026 |
91, FISHERS LANE CH61 5XF | Semi-detached | £250,000 | 18 Dec 2025 |
131, KYLEMORE DRIVE CH61 6XS | Detached | £330,000 | 18 Dec 2025 |
123A, SOMERSET ROAD, HESWALL CH61 8SS | Semi-detached | £200,000 | 17 Dec 2025 |
54, NELSON DRIVE CH61 5UR | Semi-detached | £315,000 | 17 Dec 2025 |
12, DORSET DRIVE CH61 8SX | Semi-detached | £277,500 | 17 Dec 2025 |
16, IRBY ROAD CH61 6XE | Semi-detached | £325,000 | 17 Dec 2025 |
15, SUNNINGDALE DRIVE, HESWALL CH61 9PP | Semi-detached | £280,000 | 16 Dec 2025 |
23, BELMONT DRIVE CH61 9NA | Semi-detached | £390,000 | 12 Dec 2025 |
20, WIMBORNE AVENUE CH61 7UL | Semi-detached | £325,000 | 12 Dec 2025 |
18, MILL HILL ROAD CH61 4UF | Detached | £750,000 | 12 Dec 2025 |
38, LARCHWOOD CLOSE CH61 6YH | Terraced | £140,000 | 12 Dec 2025 |
37, GREENBANK DRIVE CH61 5UE | Semi-detached | £315,000 | 11 Dec 2025 |
The most recent recorded sale in CH61 was a detached property on Irby Road for £395,000 in January 2026. Across the last 20 sales, the median price was £315,000.