Key indicators for buyers
The CH49 market is moderately favourable for buyers. Prices have softened (-16.4%), which could present a buying opportunity. Affordability has improved from a peak of 7.3x in 2021 to 6.1x today. Rising rents (£827/mo, +6.3%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Wirral area
A home in Wirral costs 6.1x the local median salary — moderate, improving from a peak of 7.3x in 2021.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Wirral area
Average monthly rent in Wirral is £827, up 6.3% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Wirral price of £205,583 with a 25% deposit (£51k), a 2-year fixed mortgage at 3.97% costs around £811 per month.
Monthly cost comparison based on current data
Uses CH49 avg. price with Wirral rental data
Monthly mortgage payments (£811) are £16 less than renting (£827). However, buying requires an upfront deposit of £51k — it would take around 9 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
16, BIG MEADOW ROAD CH49 9AQ | Terraced | £121,000 | 23 Jan 2026 |
96, POOL LANE, UPTON CH49 5LR | Semi-detached | £172,500 | 15 Jan 2026 |
40, CIRCULAR DRIVE, GREASBY CH49 3NB | Semi-detached | £238,000 | 9 Jan 2026 |
10, GIRTRELL ROAD CH49 4LQ | Semi-detached | £260,000 | 9 Jan 2026 |
19, CHIPPENHAM AVENUE, GREASBY CH49 3QW | Semi-detached | £247,000 | 9 Jan 2026 |
8, STROUD CLOSE, GREASBY CH49 3QP | Semi-detached | £195,000 | 8 Jan 2026 |
27, HEATH DRIVE, UPTON CH49 6LE | Detached |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in CH49 sold for £205,583 in 2026, with a median of £216,500 across 6 transactions. Prices fell 16.4% compared to the previous year.
| £460,000 |
| 19 Dec 2025 |
28, WOODLAND ROAD, UPTON CH49 8HL | Semi-detached | £200,000 | 19 Dec 2025 |
11, STANMORE PARK, GREASBY CH49 3AP | Semi-detached | £185,000 | 19 Dec 2025 |
34, BRIDGE FARM CLOSE CH49 9DD | Terraced | £150,000 | 19 Dec 2025 |
1, HEATH DRIVE, UPTON CH49 6LE | Detached | £380,000 | 19 Dec 2025 |
99, ATHOLL DUNCAN DRIVE CH49 0WD | Flat/Maisonette | £180,000 | 19 Dec 2025 |
30, WHITESIDE CLOSE CH49 0XT | Semi-detached | £194,000 | 18 Dec 2025 |
108, NEW HEY ROAD CH49 7NH | Semi-detached | £165,000 | 18 Dec 2025 |
55, MILL LANE, GREASBY CH49 3NR | Detached | £275,000 | 17 Dec 2025 |
57, EASTWAY, GREASBY CH49 2NS | Detached | £375,000 | 17 Dec 2025 |
36, SLINGSBY DRIVE CH49 0TZ | Semi-detached | £200,000 | 16 Dec 2025 |
16, BARKER LANE CH49 3NX | Detached | £450,000 | 12 Dec 2025 |
111, SAUGHALL MASSIE ROAD, UPTON CH49 4RU | Semi-detached | £285,000 | 11 Dec 2025 |
47A, ARROWE PARK ROAD CH49 0UB | Flat/Maisonette | £69,000 | 11 Dec 2025 |
The most recent recorded sale in CH49 was a terraced property on Big Meadow Road for £121,000 in January 2026. Across the last 20 sales, the median price was £200,000.