Key indicators for buyers
The CH47 market is moderately favourable for buyers. Prices have softened (-42.4%), which could present a buying opportunity. Affordability has improved from a peak of 7.3x in 2021 to 6.1x today. Rising rents (£827/mo, +6.3%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Wirral area
A home in Wirral costs 6.1x the local median salary — moderate, improving from a peak of 7.3x in 2021.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Wirral area
Average monthly rent in Wirral is £827, up 6.3% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Wirral price of £216,000 with a 25% deposit (£54k), a 2-year fixed mortgage at 3.97% costs around £852 per month.
Monthly cost comparison based on current data
Uses CH47 avg. price with Wirral rental data
Monthly mortgage payments (£852) are £25 more than renting (£827). However, buying requires an upfront deposit of £54k — it would take around 9 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
FLAT 1, LAMBETH COURT, QUEENS ROAD, HOYLAKE CH47 2AG | Flat/Maisonette | £216,000 | 15 Jan 2026 |
18, CLEVELEY ROAD CH47 8XP | Semi-detached | £395,000 | 22 Dec 2025 |
6, MUMFORDS LANE CH47 6AY | Terraced | £266,000 | 17 Dec 2025 |
22, MONTROSE COURT, MARKET STREET CH47 2AP | Flat/Maisonette | £220,000 | 17 Dec 2025 |
1, SHAW STREET CH47 2BW | Terraced | £215,000 | 17 Dec 2025 |
29, LEE ROAD CH47 3DN | Terraced | £240,000 | 16 Dec 2025 |
8, BARNFIELD CLOSE CH47 7DA | Detached |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in CH47 sold for £216,000 in 2026, with a median of £216,000 across 1 transactions. Prices fell 42.4% compared to the previous year.
| £393,000 |
| 11 Dec 2025 |
1, BISPHAM DRIVE CH47 9SE | Semi-detached | £287,500 | 11 Dec 2025 |
GROUND FLOOR FLAT, 24, AVONDALE ROAD CH47 3AS | Flat/Maisonette | £195,000 | 11 Dec 2025 |
34, ALDERLEY ROAD CH47 2BA | Semi-detached | £317,500 | 10 Dec 2025 |
FLAT 3, MORVA LODGE, 55, BIRKENHEAD ROAD, HOYLAKE CH47 5AF | Flat/Maisonette | £185,000 | 9 Dec 2025 |
56, MANOR ROAD, HOYLAKE CH47 3DF | Terraced | £273,000 | 9 Dec 2025 |
PENINSULA BUILDINGS, CARHAM ROAD, HOYLAKE CH47 4FF | Other | £750,000 | 8 Dec 2025 |
2, DOVEPOINT ROAD, MEOLS CH47 6AR | Detached | £470,000 | 5 Dec 2025 |
35, DENESHEY ROAD CH47 3AB | Semi-detached | £462,500 | 5 Dec 2025 |
5, NORTH PARADE, HOYLAKE CH47 2BB | Semi-detached | £722,000 | 5 Dec 2025 |
21, LAKE ROAD CH47 2BX | Terraced | £350,000 | 5 Dec 2025 |
21, DERWENT ROAD, MEOLS CH47 8XY | Semi-detached | £455,000 | 5 Dec 2025 |
46, AVONDALE ROAD CH47 3AS | Semi-detached | £470,000 | 1 Dec 2025 |
24, TRINITY ROAD CH47 2BT | Terraced | £300,000 | 1 Dec 2025 |
The most recent recorded sale in CH47 was a flat/maisonette property on Queens Road for £216,000 in January 2026. Across the last 20 sales, the median price was £317,500.