Key indicators for buyers
The CH43 market is moderately favourable for buyers. Prices are rising at 36.7%, which may favour acting sooner rather than later. Affordability has improved from a peak of 7.3x in 2021 to 6.1x today. Rising rents (£827/mo, +6.3%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Wirral area
A home in Wirral costs 6.1x the local median salary — moderate, improving from a peak of 7.3x in 2021.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Wirral area
Average monthly rent in Wirral is £827, up 6.3% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Wirral price of £322,188 with a 25% deposit (£81k), a 2-year fixed mortgage at 3.97% costs around £1,271 per month.
Monthly cost comparison based on current data
Uses CH43 avg. price with Wirral rental data
Monthly mortgage payments (£1,271) are £444 more than renting (£827). However, buying requires an upfront deposit of £81k — it would take around 21 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
28, VILLAGE ROAD CH43 6TY | Detached | £310,000 | 20 Jan 2026 |
8, OVERTON CLOSE CH43 2LG | Semi-detached | £240,000 | 19 Jan 2026 |
33, WARRENDER DRIVE CH43 7SD | Semi-detached | £187,000 | 16 Jan 2026 |
40, LINGDALE ROAD CH43 8SX | Semi-detached | £265,000 | 16 Jan 2026 |
27, BENNETTS HILL CH43 5RS | Terraced | £220,000 | 16 Jan 2026 |
1, GLENAVON PARK CH43 0AD | Detached | £447,000 | 16 Jan 2026 |
10, WERVIN ROAD CH43 0UZ | Semi-detached | £203,000 |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in CH43 sold for £322,188 in 2026, with a median of £252,500 across 8 transactions. Prices rose 36.7% compared to the previous year.
| 16 Jan 2026 |
9, WATERFORD ROAD CH43 6US | Detached | £705,500 | 7 Jan 2026 |
5, NASEBY CLOSE CH43 9SU | Terraced | £130,000 | 19 Dec 2025 |
546, WOODCHURCH ROAD CH43 0TS | Semi-detached | £240,000 | 19 Dec 2025 |
89, WESTBOURNE ROAD CH43 4TF | Detached | £230,000 | 19 Dec 2025 |
13, ST ALBANS ROAD CH43 8SB | Semi-detached | £340,000 | 19 Dec 2025 |
19, CHELFORD CLOSE CH43 7NJ | Semi-detached | £170,000 | 18 Dec 2025 |
43, BIDSTON COURT, UPTON ROAD CH43 7PA | Flat/Maisonette | £100,000 | 18 Dec 2025 |
54, HOGARTH DRIVE CH43 9HA | Semi-detached | £417,000 | 18 Dec 2025 |
596, WOODCHURCH ROAD CH43 0TT | Semi-detached | £210,000 | 17 Dec 2025 |
3, SOUTH COURT, WEXFORD ROAD CH43 9TD | Flat/Maisonette | £260,000 | 17 Dec 2025 |
DELAVOR LODGE, NOCTORUM LANE CH43 9UF | Detached | £685,000 | 16 Dec 2025 |
11, BLAYDON WALK CH43 6TT | Semi-detached | £297,000 | 15 Dec 2025 |
25, NOCTORUM LANE CH43 9TZ | Detached | £800,000 | 15 Dec 2025 |
The most recent recorded sale in CH43 was a detached property on Village Road for £310,000 in January 2026. Across the last 20 sales, the median price was £260,000.