Key indicators for buyers
The CH41 market is moderately favourable for buyers. Prices have softened (-33.1%), which could present a buying opportunity. Affordability has improved from a peak of 7.3x in 2021 to 6.1x today. Rising rents (£827/mo, +6.3%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Wirral area
A home in Wirral costs 6.1x the local median salary — moderate, improving from a peak of 7.3x in 2021.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Wirral area
Average monthly rent in Wirral is £827, up 6.3% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Wirral price of £90,714 with a 25% deposit (£23k), a 2-year fixed mortgage at 3.97% costs around £358 per month.
Monthly cost comparison based on current data
Uses CH41 avg. price with Wirral rental data
Monthly mortgage payments (£358) are £469 less than renting (£827). However, buying requires an upfront deposit of £23k — it would take around 3 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
28, CRAVEN STREET CH41 4BR | Terraced | £75,000 | 19 Jan 2026 |
40, MONA STREET CH41 0ED | Terraced | £206,000 | 16 Jan 2026 |
851, CORPORATION ROAD CH41 8JL | Terraced | £53,000 | 15 Jan 2026 |
14, WATER STREET CH41 5ED | Terraced | £73,000 | 9 Jan 2026 |
56, OLD BIDSTON ROAD CH41 8BL | Terraced | £65,000 | 9 Jan 2026 |
13, THOMPSON STREET CH41 9ED | Terraced | £93,000 | 8 Jan 2026 |
71, PATERSON STREET CH41 4BG | Terraced | £70,000 |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in CH41 sold for £90,714 in 2026, with a median of £73,000 across 7 transactions. Prices fell 33.1% compared to the previous year.
| 6 Jan 2026 |
41, CORPORATION ROAD CH41 3NG | Other | £90,000 | 29 Dec 2025 |
30, PATTEN STREET CH41 8DN | Terraced | £90,000 | 18 Dec 2025 |
68, UPTON ROAD CH41 0DH | Terraced | £262,291 | 17 Dec 2025 |
28, WILFRED OWEN DRIVE CH41 0HA | Terraced | £180,000 | 17 Dec 2025 |
43, LEIGHTON ROAD CH41 9DY | Terraced | £70,000 | 17 Dec 2025 |
5, WILFRED OWEN DRIVE CH41 0HA | Semi-detached | £195,000 | 15 Dec 2025 |
26, HOLT ROAD CH41 9ES | Terraced | £105,000 | 12 Dec 2025 |
145, HINDERTON ROAD CH41 9AB | Terraced | £105,000 | 12 Dec 2025 |
356, PARK ROAD NORTH CH41 8AF | Terraced | £120,000 | 12 Dec 2025 |
22, BENTINCK PLACE CH41 4DR | Terraced | £62,000 | 12 Dec 2025 |
FLAT 2, WATSON COURT, ARGYLE STREET CH41 1LX | Flat/Maisonette | £85,000 | 10 Dec 2025 |
FLAT 56, BIRCHEN HOUSE, 1, CANNING STREET CH41 1ND | Flat/Maisonette | £39,990 | 10 Dec 2025 |
6, VANGUARD WAY CH41 9HX | Terraced | £195,000 | 9 Dec 2025 |
The most recent recorded sale in CH41 was a terraced property on Craven Street for £75,000 in January 2026. Across the last 20 sales, the median price was £90,000.