Key indicators for buyers
The ME9 market is moderately favourable for buyers. Prices have softened (-26.6%), which could present a buying opportunity. Affordability has improved from a peak of 11.1x in 2022 to 8.8x today. Rising rents (£1,119/mo, +5.2%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Swale area
A home in Swale costs 8.8x the local median salary — stretched, improving from a peak of 11.1x in 2022.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Swale area
Average monthly rent in Swale is £1,119, up 5.2% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Swale price of £301,400 with a 25% deposit (£75k), a 2-year fixed mortgage at 3.97% costs around £1,189 per month.
Monthly cost comparison based on current data
Uses ME9 avg. price with Swale rental data
Monthly mortgage payments (£1,189) are £70 more than renting (£1,119). However, buying requires an upfront deposit of £75k — it would take around 10 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
17, AVOCET WALK, IWADE ME9 8WS | Detached | £452,000 | 20 Jan 2026 |
14, THE CRESCENT, TEYNHAM ME9 9EL | Semi-detached | £158,000 | 12 Jan 2026 |
134, LONDON ROAD, TEYNHAM ME9 9QH | Terraced | £207,000 | 12 Jan 2026 |
14, FROGNAL GARDENS, TEYNHAM ME9 9SB | Semi-detached | £315,000 | 9 Jan 2026 |
35, DRAKES CLOSE, UPCHURCH ME9 7BL | Semi-detached | £375,000 | 6 Jan 2026 |
15, FORGE LANE, UPCHURCH ME9 7AE | Semi-detached | £415,000 | 22 Dec 2025 |
8, PINTAIL DRIVE, IWADE ME9 8QW | Detached |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in ME9 sold for £301,400 in 2026, with a median of £315,000 across 5 transactions. Prices fell 26.6% compared to the previous year.
| £455,000 |
| 19 Dec 2025 |
5, DOVES CROFT, TUNSTALL ME9 8LQ | Detached | £850,000 | 19 Dec 2025 |
BOGLE COTTAGE, LYNSTED LANE, LYNSTED ME9 0EN | Detached | £610,000 | 16 Dec 2025 |
10, THE VALLANCE, LYNSTED ME9 0RP | Detached | £700,000 | 16 Dec 2025 |
30, CELLAR HILL, LYNSTED ME9 9QY | Detached | £510,000 | 12 Dec 2025 |
34, BRADFIELD AVENUE, TEYNHAM ME9 9SU | Semi-detached | £315,000 | 12 Dec 2025 |
53, LOWER ROAD, TEYNHAM ME9 9DH | Terraced | £270,000 | 12 Dec 2025 |
33, CROUCH HILL COURT, LOWER HALSTOW ME9 7EJ | Semi-detached | £425,000 | 11 Dec 2025 |
44, CORMORANT ROAD, IWADE ME9 8WP | Detached | £517,000 | 8 Dec 2025 |
33, SANDERLING WAY, IWADE ME9 8TE | Detached | £355,000 | 8 Dec 2025 |
UXMUL, CELLAR HILL, LYNSTED ME9 9QY | Detached | £550,000 | 8 Dec 2025 |
7, NUTMEG CRESCENT, IWADE ME9 8GF | Semi-detached | £327,000 | 5 Dec 2025 |
11, COPPINS LANE, BORDEN ME9 8JG | Detached | £533,000 | 5 Dec 2025 |
1, BROOK COTTAGES, DEERTON STREET, TEYNHAM ME9 9LL | Semi-detached | £380,000 | 5 Dec 2025 |
The most recent recorded sale in ME9 was a detached property on Avocet Walk for £452,000 in January 2026. Across the last 20 sales, the median price was £425,000.