Average sale prices · HM Land Registry / UK HPI
The average property in Swale sells for £293,153, up slightly (0.7%) over the past year. Prices have grown from around £53k in the mid-1990s.
House price ÷ median earnings · ONS data
A home in Swale costs 8.8x the local median salary — stretched, improving from a peak of 11.1x in 2022.
Average monthly rent · ONS Private Rental Index
Average monthly rent in Swale is £1,119, up 5.2% year-on-year. Rents have risen consistently over the past five years.
Monthly residential transactions · HMRC (seasonally adjusted)
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Swale price of £293,153 with a 25% deposit (£73k), a 2-year fixed mortgage at 3.97% costs around £1,157 per month.
Monthly cost comparison based on current data
Monthly mortgage payments (£1,157) are £38 more than renting (£1,119). However, buying requires an upfront deposit of £73k — it would take around 9 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
161, BERRIDGE ROAD ME12 2AF | Terraced | £139,000 | 29 Jan 2026 |
153, HIGH STREET, MILTON REGIS ME10 2BB | Terraced | £230,000 | 27 Jan 2026 |
44, ETHELBERT ROAD ME13 8SQ | Semi-detached | £350,000 | 23 Jan 2026 |
59, PUTTNEY DRIVE, KEMSLEY ME10 2SJ | Semi-detached | £325,000 | 23 Jan 2026 |
6, MAKIN DRIVE ME10 3FJ | Detached | £360,000 | 23 Jan 2026 |
12, RUSSELL PLACE, OARE ME13 0QF | Terraced | £270,000 | 23 Jan 2026 |
38, ATHELSTAN ROAD ME13 8QL | Terraced |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
There were 94,680 residential property transactions across the UK in January 2026 (seasonally adjusted), down 0.8% compared to a year ago. The highest monthly volume on record was 204,980 in June 2021.
| £440,000 |
| 23 Jan 2026 |
5, OPAL HOUSE, SPINEL CLOSE ME10 5AL | Flat/Maisonette | £135,000 | 21 Jan 2026 |
11, CRESS WAY ME13 7NH | Semi-detached | £435,000 | 21 Jan 2026 |
12, STANLEY AVENUE, MINSTER ON SEA ME12 2EY | Detached | £650,000 | 20 Jan 2026 |
17, AVOCET WALK, IWADE ME9 8WS | Detached | £452,000 | 20 Jan 2026 |
32, PREMIER WAY, KEMSLEY ME10 2GU | Terraced | £298,000 | 19 Jan 2026 |
18, CAMBRIDGE ROAD ME10 4NB | Terraced | £290,000 | 16 Jan 2026 |
15, HAROLD ROAD ME10 3AJ | Terraced | £227,500 | 16 Jan 2026 |
OAST VIEW, NORTHWOOD DRIVE ME10 4QN | Other | £465,500 | 16 Jan 2026 |
52, ALL SAINTS ROAD ME10 3PB | Terraced | £246,000 | 16 Jan 2026 |
8, BURNT OAST ROAD, BOUGHTON UNDER BLEAN ME13 9SU | Semi-detached | £290,000 | 16 Jan 2026 |
PROSPECT COTTAGE, ELMLEY ROAD, MINSTER ON SEA ME12 3SS | Detached | £700,000 | 16 Jan 2026 |
6, ST PAULS CRESCENT, BOUGHTON UNDER BLEAN ME13 9AZ | Semi-detached | £265,000 | 15 Jan 2026 |
26, HILL BROW ME10 1UW | Semi-detached | £425,000 | 15 Jan 2026 |
The most recent recorded sale in Swale was a terraced property on Berridge Road for £139,000 in January 2026. Across the last 20 sales, the median price was £325,000.