Key indicators for buyers
The ME13 market is moderately favourable for buyers. Prices have softened (-14.6%), which could present a buying opportunity. Affordability has improved from a peak of 11.1x in 2022 to 8.8x today. Rising rents (£1,119/mo, +5.2%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Swale area
A home in Swale costs 8.8x the local median salary — stretched, improving from a peak of 11.1x in 2022.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Swale area
Average monthly rent in Swale is £1,119, up 5.2% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Swale price of £324,500 with a 25% deposit (£81k), a 2-year fixed mortgage at 3.97% costs around £1,281 per month.
Monthly cost comparison based on current data
Uses ME13 avg. price with Swale rental data
Monthly mortgage payments (£1,281) are £162 more than renting (£1,119). However, buying requires an upfront deposit of £81k — it would take around 11 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
44, ETHELBERT ROAD ME13 8SQ | Semi-detached | £350,000 | 23 Jan 2026 |
12, RUSSELL PLACE, OARE ME13 0QF | Terraced | £270,000 | 23 Jan 2026 |
38, ATHELSTAN ROAD ME13 8QL | Terraced | £440,000 | 23 Jan 2026 |
11, CRESS WAY ME13 7NH | Semi-detached | £435,000 | 21 Jan 2026 |
8, BURNT OAST ROAD, BOUGHTON UNDER BLEAN ME13 9SU | Semi-detached | £290,000 | 16 Jan 2026 |
6, ST PAULS CRESCENT, BOUGHTON UNDER BLEAN ME13 9AZ | Semi-detached | £265,000 | 15 Jan 2026 |
14, ABBOTS ROAD ME13 8DD | Semi-detached |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in ME13 sold for £324,500 in 2026, with a median of £310,000 across 10 transactions. Prices fell 14.6% compared to the previous year.
| £368,000 |
| 12 Jan 2026 |
63, PARK ROAD ME13 8EU | Terraced | £330,000 | 12 Jan 2026 |
1, THE SHIPYARD ME13 7DZ | Other | £210,000 | 9 Jan 2026 |
49, FINCH CLOSE ME13 8JX | Terraced | £287,000 | 7 Jan 2026 |
141, THE STREET, BOUGHTON UNDER BLEAN ME13 9BH | Terraced | £260,000 | 19 Dec 2025 |
1, SCHOOL LANE, BOUGHTON UNDER BLEAN ME13 9AW | Terraced | £259,650 | 19 Dec 2025 |
49, NEWTON ROAD ME13 8DZ | Terraced | £415,000 | 16 Dec 2025 |
26, BREEZE MEADOW ME13 7FZ | Semi-detached | £355,000 | 16 Dec 2025 |
11, PRESTON GROVE ME13 8JZ | Detached | £850,000 | 16 Dec 2025 |
2, SCHOOL LANE, BOUGHTON UNDER BLEAN ME13 9AW | Semi-detached | £250,000 | 15 Dec 2025 |
COPPERFIELD, BAGSHILL ROAD, LEAVELAND ME13 0PB | Detached | £437,000 | 15 Dec 2025 |
4, CHART CLOSE ME13 7SE | Semi-detached | £360,000 | 15 Dec 2025 |
6, JACOB YARD ME13 8NY | Flat/Maisonette | £162,000 | 12 Dec 2025 |
41, WOODSIDE, DUNKIRK ME13 9NY | Detached | £375,000 | 8 Dec 2025 |
The most recent recorded sale in ME13 was a semi-detached property on Ethelbert Road for £350,000 in January 2026. Across the last 20 sales, the median price was £350,000.