Key indicators for buyers
The ME10 market presents a mixed picture for buyers. Prices are rising at 10.4%, which may favour acting sooner rather than later. Affordability has improved from a peak of 11.1x in 2022 to 8.8x today. Rising rents (£1,119/mo, +5.2%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Swale area
A home in Swale costs 8.8x the local median salary — stretched, improving from a peak of 11.1x in 2022.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Swale area
Average monthly rent in Swale is £1,119, up 5.2% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Swale price of £337,222 with a 25% deposit (£84k), a 2-year fixed mortgage at 3.97% costs around £1,331 per month.
Monthly cost comparison based on current data
Uses ME10 avg. price with Swale rental data
Monthly mortgage payments (£1,331) are £212 more than renting (£1,119). However, buying requires an upfront deposit of £84k — it would take around 12 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
153, HIGH STREET, MILTON REGIS ME10 2BB | Terraced | £230,000 | 27 Jan 2026 |
6, MAKIN DRIVE ME10 3FJ | Detached | £360,000 | 23 Jan 2026 |
59, PUTTNEY DRIVE, KEMSLEY ME10 2SJ | Semi-detached | £325,000 | 23 Jan 2026 |
5, OPAL HOUSE, SPINEL CLOSE ME10 5AL | Flat/Maisonette | £135,000 | 21 Jan 2026 |
32, PREMIER WAY, KEMSLEY ME10 2GU | Terraced | £298,000 | 19 Jan 2026 |
18, CAMBRIDGE ROAD ME10 4NB | Terraced | £290,000 | 16 Jan 2026 |
OAST VIEW, NORTHWOOD DRIVE ME10 4QN | Other |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in ME10 sold for £337,222 in 2026, with a median of £326,500 across 18 transactions. Prices rose 10.4% compared to the previous year.
| £465,500 |
| 16 Jan 2026 |
52, ALL SAINTS ROAD ME10 3PB | Terraced | £246,000 | 16 Jan 2026 |
15, HAROLD ROAD ME10 3AJ | Terraced | £227,500 | 16 Jan 2026 |
26, HILL BROW ME10 1UW | Semi-detached | £425,000 | 15 Jan 2026 |
99, KENT AVENUE ME10 1HB | Semi-detached | £500,000 | 15 Jan 2026 |
8A, LONDON ROAD ME10 1NA | Semi-detached | £520,000 | 13 Jan 2026 |
23, HILL BROW ME10 1UW | Detached | £500,000 | 8 Jan 2026 |
36, VICTORIA ROAD ME10 1BS | Terraced | £260,000 | 7 Jan 2026 |
37, BISMUTH DRIVE ME10 5JT | Terraced | £330,000 | 7 Jan 2026 |
44, PREMIER WAY, KEMSLEY ME10 2GU | Terraced | £330,000 | 6 Jan 2026 |
27, MONARCH DRIVE, KEMSLEY ME10 2GE | Terraced | £300,000 | 6 Jan 2026 |
69, EASTON DRIVE ME10 3FE | Terraced | £328,000 | 5 Jan 2026 |
49, CROCUS DRIVE ME10 4ES | Terraced | £294,000 | 22 Dec 2025 |
14, UNITY STREET ME10 1HX | Terraced | £205,000 | 22 Dec 2025 |
The most recent recorded sale in ME10 was a terraced property on High Street for £230,000 in January 2026. Across the last 20 sales, the median price was £325,000.