Key indicators for buyers
The AL5 market is moderately favourable for buyers. Prices have softened (-38.1%), which could present a buying opportunity. Affordability has improved from a peak of 18.3x in 2022 to 15.0x today. Rising rents (£1,910/mo, +3.0%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider St Albans area
A home in St Albans costs 15.0x the local median salary — very stretched, improving from a peak of 18.3x in 2022.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider St Albans area
Average monthly rent in St Albans is £1,910, up 3.0% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average St Albans price of £600,667 with a 25% deposit (£150k), a 2-year fixed mortgage at 3.97% costs around £2,370 per month.
Monthly cost comparison based on current data
Uses AL5 avg. price with St Albans rental data
Monthly mortgage payments (£2,370) are £460 more than renting (£1,910). However, buying requires an upfront deposit of £150k — it would take around 13 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
15, FOVANT CLOSE AL5 1RN | Detached | £580,000 | 20 Jan 2026 |
4, RAVENSCROFT AL5 1ST | Semi-detached | £610,000 | 12 Jan 2026 |
2, MILLSTONE WAY AL5 5FE | Flat/Maisonette | £328,000 | 12 Jan 2026 |
1, SAXON CLOSE AL5 5HT | Terraced | £625,000 | 9 Jan 2026 |
19, COLERIDGE COURT, MILTON ROAD AL5 5LD | Flat/Maisonette | £500,000 | 9 Jan 2026 |
26, COWPER ROAD AL5 5NG | Detached | £961,000 | 5 Jan 2026 |
SUNNINGDALE, REDBOURN LANE AL5 2AU | Detached | £4,100,000 |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in AL5 sold for £600,667 in 2026, with a median of £595,000 across 6 transactions. Prices fell 38.1% compared to the previous year.
| 19 Dec 2025 |
14, WALKERS COURT, 101, SOUTHDOWN ROAD AL5 1QL | Flat/Maisonette | £200,000 | 19 Dec 2025 |
2, KINSBOURNE CLOSE AL5 3PB | Detached | £850,000 | 18 Dec 2025 |
8, SPENSER ROAD AL5 5NN | Semi-detached | £1,675,000 | 18 Dec 2025 |
3, HOW FIELD AL5 3AU | Detached | £1,150,000 | 17 Dec 2025 |
35, WELBECK RISE AL5 1RT | Detached | £760,000 | 16 Dec 2025 |
5, WAVENEY ROAD AL5 4RU | Semi-detached | £785,000 | 12 Dec 2025 |
10, WORDSWORTH ROAD AL5 4AF | Semi-detached | £1,650,000 | 12 Dec 2025 |
15, LODGE GARDENS AL5 4JE | Terraced | £952,500 | 12 Dec 2025 |
13, PARK RISE AL5 3AH | Semi-detached | £835,000 | 12 Dec 2025 |
1, TUFFNELLS WAY AL5 3HJ | Detached | £1,650,000 | 12 Dec 2025 |
3, HOLLY WALK AL5 5RG | Semi-detached | £1,000,000 | 12 Dec 2025 |
9, WAVENEY ROAD AL5 4RU | Terraced | £885,000 | 12 Dec 2025 |
27, SPRINGFIELD CRESCENT AL5 4LG | Semi-detached | £585,000 | 11 Dec 2025 |
The most recent recorded sale in AL5 was a detached property on Fovant Close for £580,000 in January 2026. Across the last 20 sales, the median price was £850,000.