Average sale prices · HM Land Registry / UK HPI
The average property in St Albans sells for £626,629, down slightly (1.8%) over the past year. Prices have grown from around £97k in the mid-1990s.
House price ÷ median earnings · ONS data
A home in St Albans costs 15.0x the local median salary — very stretched, improving from a peak of 18.3x in 2022.
Average monthly rent · ONS Private Rental Index
Average monthly rent in St Albans is £1,910, up 3.0% year-on-year. Rents have risen consistently over the past five years.
Monthly residential transactions · HMRC (seasonally adjusted)
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average St Albans price of £626,629 with a 25% deposit (£157k), a 2-year fixed mortgage at 3.97% costs around £2,473 per month.
Monthly cost comparison based on current data
Monthly mortgage payments (£2,473) are £563 more than renting (£1,910). However, buying requires an upfront deposit of £157k — it would take around 14 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
5, ABBEY COURT, HOLYWELL HILL AL1 1HA | Flat/Maisonette | £392,000 | 27 Jan 2026 |
34, BUTT FIELD VIEW AL1 2QL | Detached | £700,000 | 23 Jan 2026 |
9, LINDEN ROAD, REDBOURN AL3 7PL | Detached | £930,000 | 23 Jan 2026 |
40, CANNON STREET AL3 5JS | Terraced | £530,000 | 23 Jan 2026 |
48, DOWN EDGE, REDBOURN AL3 7JP | Terraced | £420,000 | 23 Jan 2026 |
32, PAXTON ROAD AL1 1PF | Terraced | £922,000 | 23 Jan 2026 |
3, ASH COPSE, BRICKET WOOD AL2 3YA | Detached |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
There were 94,680 residential property transactions across the UK in January 2026 (seasonally adjusted), down 0.8% compared to a year ago. The highest monthly volume on record was 204,980 in June 2021.
| £730,000 |
| 22 Jan 2026 |
76, CAMPFIELD ROAD AL1 5HZ | Semi-detached | £650,000 | 22 Jan 2026 |
217, SANDPIT LANE AL4 0BT | Semi-detached | £900,000 | 21 Jan 2026 |
32, PEGASUS PLACE AL3 5QT | Terraced | £830,000 | 21 Jan 2026 |
40, ELIZABETH COURT AL4 9JD | Flat/Maisonette | £550,000 | 21 Jan 2026 |
24, SANDRIDGE ROAD AL1 4AS | Semi-detached | £765,000 | 20 Jan 2026 |
15, FOVANT CLOSE AL5 1RN | Detached | £580,000 | 20 Jan 2026 |
77, CHALKDELL FIELDS AL4 9LU | Semi-detached | £879,550 | 20 Jan 2026 |
5, TAVISTOCK CLOSE AL1 2NS | Terraced | £492,500 | 20 Jan 2026 |
15, CULVER ROAD AL1 4EB | Terraced | £550,000 | 16 Jan 2026 |
1A, JUBILEE AVENUE, LONDON COLNEY AL2 1QG | Detached | £500,000 | 16 Jan 2026 |
180, ST ALBANS ROAD, SANDRIDGE AL4 9LP | Detached | £640,000 | 16 Jan 2026 |
6, FISHPOOL STREET AL3 4RT | Terraced | £2,510,000 | 16 Jan 2026 |
15, ALBION ROAD AL1 5EB | Terraced | £490,000 | 15 Jan 2026 |
The most recent recorded sale in St Albans was a flat/maisonette property on Holywell Hill for £392,000 in January 2026. Across the last 20 sales, the median price was £650,000.