Key indicators for buyers
The AL2 market presents a mixed picture for buyers. Prices are rising at 10.5%, which may favour acting sooner rather than later. Affordability has improved from a peak of 18.3x in 2022 to 15.0x today. Rising rents (£1,910/mo, +3.0%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider St Albans area
A home in St Albans costs 15.0x the local median salary — very stretched, improving from a peak of 18.3x in 2022.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider St Albans area
Average monthly rent in St Albans is £1,910, up 3.0% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average St Albans price of £617,500 with a 25% deposit (£154k), a 2-year fixed mortgage at 3.97% costs around £2,437 per month.
Monthly cost comparison based on current data
Uses AL2 avg. price with St Albans rental data
Monthly mortgage payments (£2,437) are £527 more than renting (£1,910). However, buying requires an upfront deposit of £154k — it would take around 14 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
3, ASH COPSE, BRICKET WOOD AL2 3YA | Detached | £730,000 | 22 Jan 2026 |
1A, JUBILEE AVENUE, LONDON COLNEY AL2 1QG | Detached | £500,000 | 16 Jan 2026 |
25, PENN ROAD, PARK STREET AL2 2QT | Detached | £1,000,000 | 15 Jan 2026 |
5, BELVEDERE GARDENS AL2 3EN | Terraced | £430,000 | 13 Jan 2026 |
26, OLDFIELD ROAD, LONDON COLNEY AL2 1JA | Terraced | £470,000 | 9 Jan 2026 |
23, HAZEL ROAD, PARK STREET AL2 2AH | Detached | £695,000 | 9 Jan 2026 |
4, RINGWAY ROAD, PARK STREET AL2 2RB | Semi-detached |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in AL2 sold for £617,500 in 2026, with a median of £557,500 across 8 transactions. Prices rose 10.5% compared to the previous year.
| £500,000 |
| 6 Jan 2026 |
18, PINE GROVE, BRICKET WOOD AL2 3SS | Terraced | £615,000 | 6 Jan 2026 |
19, ALSOP CLOSE, LONDON COLNEY AL2 1BW | Semi-detached | £450,000 | 19 Dec 2025 |
LYREDENE, NORTH ORBITAL ROAD AL2 2AB | Semi-detached | £500,000 | 19 Dec 2025 |
50, TIPPENDELL LANE AL2 3HL | Semi-detached | £980,000 | 19 Dec 2025 |
FLAT 6, LOGAN COURT, BENINGFIELD DRIVE, NAPSBURY PARK AL2 1GD | Flat/Maisonette | £320,000 | 19 Dec 2025 |
FLAT 9, GREAT LEYS COURT, BENINGFIELD DRIVE, NAPSBURY PARK AL2 1GJ | Flat/Maisonette | £500,000 | 19 Dec 2025 |
250, HIGH STREET, LONDON COLNEY AL2 1HP | Terraced | £400,000 | 19 Dec 2025 |
11, WOODLANDS, PARK STREET AL2 2AD | Terraced | £400,000 | 18 Dec 2025 |
16, BRINSMEAD, FROGMORE AL2 2LS | Detached | £635,000 | 16 Dec 2025 |
143, MOUNT PLEASANT LANE, BRICKET WOOD AL2 3XH | Detached | £967,500 | 15 Dec 2025 |
31, RIBBLEDALE, LONDON COLNEY AL2 1TD | Flat/Maisonette | £197,000 | 15 Dec 2025 |
133, MOUNT PLEASANT LANE, BRICKET WOOD AL2 3XQ | Detached | £750,000 | 15 Dec 2025 |
2, SYCAMORE DRIVE, PARK STREET AL2 2PJ | Flat/Maisonette | £330,000 | 12 Dec 2025 |
The most recent recorded sale in AL2 was a detached property on Ash Copse for £730,000 in January 2026. Across the last 20 sales, the median price was £500,000.