Key indicators for buyers
The LN6 market looks favourable for buyers. Prices have softened (-15.6%), which could present a buying opportunity. Affordability has improved from a peak of 6.1x in 2021 to 5.2x today. Rising rents (£944/mo, +7.2%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Lincoln area
A home in Lincoln costs 5.2x the local median salary — moderate, improving from a peak of 6.1x in 2021.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Lincoln area
Average monthly rent in Lincoln is £944, up 7.2% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Lincoln price of £211,667 with a 25% deposit (£53k), a 2-year fixed mortgage at 3.97% costs around £835 per month.
Monthly cost comparison based on current data
Uses LN6 avg. price with Lincoln rental data
Monthly mortgage payments (£835) are £109 less than renting (£944). However, buying requires an upfront deposit of £53k — it would take around 7 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
2, BLACKBIRD WAY, WITHAM ST HUGHS LN6 9FL | Semi-detached | £205,000 | 23 Jan 2026 |
19, CAMWOOD CRESCENT LN6 0PH | Terraced | £155,000 | 23 Jan 2026 |
1, LEYBURN ROAD LN6 8SP | Semi-detached | £223,000 | 22 Jan 2026 |
13, CLIVE AVENUE LN6 7UJ | Semi-detached | £185,000 | 21 Jan 2026 |
5, BETULA GROVE LN6 0RF | Detached | £212,000 | 19 Jan 2026 |
27, GREENBANK DRIVE LN6 7LQ | Detached | £150,000 | 16 Jan 2026 |
15, ROOKERY PARK LN6 7BY | Terraced | £190,000 |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in LN6 sold for £211,667 in 2026, with a median of £212,000 across 21 transactions. Prices fell 15.6% compared to the previous year.
| 16 Jan 2026 |
18, NIGHTINGALE CRESCENT LN6 0JJ | Terraced | £180,000 | 15 Jan 2026 |
1, SUNFIELD CRESCENT LN6 0LL | Detached | £280,000 | 15 Jan 2026 |
59, WENTWORTH WAY LN6 0WE | Semi-detached | £135,000 | 13 Jan 2026 |
17, ELSHAM CLOSE LN6 3YY | Terraced | £143,500 | 12 Jan 2026 |
47, WHEATFIELD ROAD LN6 0PS | Flat/Maisonette | £67,500 | 12 Jan 2026 |
60, SQUIRREL CHASE, WITHAM ST HUGHS LN6 9UX | Terraced | £225,000 | 9 Jan 2026 |
12, FOX COVERT, SOUTH HYKEHAM LN6 9UG | Semi-detached | £220,000 | 9 Jan 2026 |
47, PENDINE CRESCENT, NORTH HYKEHAM LN6 8UP | Detached | £338,000 | 7 Jan 2026 |
12, HOLLYHOCK WAY, WITHAM ST HUGHS LN6 6AF | Detached | £315,000 | 7 Jan 2026 |
32, WINDERMERE AVENUE, NORTH HYKEHAM LN6 8UQ | Detached | £250,000 | 7 Jan 2026 |
21, LINDUM MEWS, NORTH HYKEHAM LN6 8JR | Terraced | £186,000 | 6 Jan 2026 |
14, BLACKSMITHS LANE, THORPE ON THE HILL LN6 9BQ | Detached | £320,000 | 6 Jan 2026 |
22, OAK TREE DRIVE, WITHAM ST HUGHS LN6 9UY | Detached | £250,000 | 5 Jan 2026 |
The most recent recorded sale in LN6 was a semi-detached property on Blackbird Way for £205,000 in January 2026. Across the last 20 sales, the median price was £212,000.