Average sale prices · HM Land Registry / UK HPI
The average property in Lincoln sells for £187,688, up 4.0% over the past year. Prices have grown from around £34k in the mid-1990s.
House price ÷ median earnings · ONS data
A home in Lincoln costs 5.2x the local median salary — moderate, improving from a peak of 6.1x in 2021.
Average monthly rent · ONS Private Rental Index
Average monthly rent in Lincoln is £944, up 7.2% year-on-year. Rents have risen consistently over the past five years.
Monthly residential transactions · HMRC (seasonally adjusted)
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Lincoln price of £187,688 with a 25% deposit (£47k), a 2-year fixed mortgage at 3.97% costs around £741 per month.
Monthly cost comparison based on current data
Monthly mortgage payments (£741) are £203 less than renting (£944). However, buying requires an upfront deposit of £47k — it would take around 6 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
39, STAINTON GARDENS LN1 3TH | Semi-detached | £115,000 | 23 Jan 2026 |
19, CAMWOOD CRESCENT LN6 0PH | Terraced | £155,000 | 23 Jan 2026 |
94, FOSTER STREET LN5 7QF | Terraced | £145,000 | 22 Jan 2026 |
13, CLIVE AVENUE LN6 7UJ | Semi-detached | £185,000 | 21 Jan 2026 |
24, SIBTHORP STREET LN5 7SH | Terraced | £192,500 | 19 Jan 2026 |
5, BETULA GROVE LN6 0RF | Detached | £212,000 | 19 Jan 2026 |
3, CRAVEN MEWS LN5 8EJ | Semi-detached | £130,000 |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
There were 94,680 residential property transactions across the UK in January 2026 (seasonally adjusted), down 0.8% compared to a year ago. The highest monthly volume on record was 204,980 in June 2021.
| 16 Jan 2026 |
15, ROOKERY PARK LN6 7BY | Terraced | £190,000 | 16 Jan 2026 |
6, STONE BRIDGE LN2 4TL | Semi-detached | £240,000 | 16 Jan 2026 |
27, GREENBANK DRIVE LN6 7LQ | Detached | £150,000 | 16 Jan 2026 |
38, LITTLE BARGATE STREET LN5 8JL | Terraced | £110,000 | 16 Jan 2026 |
273, CALDER ROAD LN5 9TJ | Detached | £300,000 | 16 Jan 2026 |
50, GREETWELL CLOSE LN2 4BA | Terraced | £195,000 | 16 Jan 2026 |
60, WILSON STREET LN1 3HY | Terraced | £165,000 | 16 Jan 2026 |
18, NIGHTINGALE CRESCENT LN6 0JJ | Terraced | £180,000 | 15 Jan 2026 |
1, SUNFIELD CRESCENT LN6 0LL | Detached | £280,000 | 15 Jan 2026 |
59, WENTWORTH WAY LN6 0WE | Semi-detached | £135,000 | 13 Jan 2026 |
414, MONKS ROAD LN2 5PZ | Terraced | £135,000 | 12 Jan 2026 |
50, WESTCLIFFE STREET LN1 3TZ | Terraced | £165,000 | 12 Jan 2026 |
17, ELSHAM CLOSE LN6 3YY | Terraced | £143,500 | 12 Jan 2026 |
The most recent recorded sale in Lincoln was a semi-detached property on Stainton Gardens for £115,000 in January 2026. Across the last 20 sales, the median price was £165,000.