10,584 recorded transactions · Part of Kensington and Chelsea
Compare with another area →Key indicators for buyers
The SW5 market is moderately favourable for buyers. Prices have softened (-51.3%), which could present a buying opportunity. Affordability has improved from a peak of 44.0x in 2018 to 25.2x today.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Kensington and Chelsea area
A home in Kensington and Chelsea costs 25.2x the local median salary — very stretched, improving from a peak of 44.0x in 2018.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Kensington and Chelsea area
Average monthly rent in Kensington and Chelsea is £3,628, down 0.4% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Kensington and Chelsea price of £490,000 with a 25% deposit (£123k), a 2-year fixed mortgage at 3.97% costs around £1,934 per month.
Monthly cost comparison based on current data
Uses SW5 avg. price with Kensington and Chelsea rental data
Monthly mortgage payments (£1,934) are £1,694 less than renting (£3,628). However, buying requires an upfront deposit of £123k — it would take around 4 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
FLAT A, 1, EARDLEY CRESCENT SW5 9JS | Flat/Maisonette | £490,000 | 15 Jan 2026 |
FLAT E, 27, BRAMHAM GARDENS SW5 0JE | Flat/Maisonette | £2,450,000 | 19 Dec 2025 |
FLAT 3, 296, OLD BROMPTON ROAD SW5 9JF | Flat/Maisonette | £410,000 | 12 Dec 2025 |
FLAT 6, EDINBURGH HOUSE, 56 - 57, COURTFIELD GARDENS SW5 0NF | Flat/Maisonette | £434,000 | 11 Dec 2025 |
SECOND FLOOR FLAT, 3, NEVERN SQUARE SW5 9NN | Flat/Maisonette | £930,000 | 1 Dec 2025 |
FLAT 5, 71, PHILBEACH GARDENS SW5 9EY | Flat/Maisonette | £800,000 | 1 Dec 2025 |
FLAT 5, 16, BOLTON GARDENS |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in SW5 sold for £490,000 in 2026, with a median of £490,000 across 1 transactions. Prices fell 51.3% compared to the previous year.
| Flat/Maisonette |
| £860,000 |
| 27 Nov 2025 |
FLAT 41, WETHERBY MANSIONS, EARLS COURT SQUARE SW5 9BH | Flat/Maisonette | £2,050,000 | 21 Nov 2025 |
FLAT 5, 30, COURTFIELD GARDENS SW5 0PH | Flat/Maisonette | £1,760,000 | 5 Nov 2025 |
FLAT 3, 65, COURTFIELD GARDENS SW5 0NQ | Flat/Maisonette | £278,000 | 4 Nov 2025 |
FLAT 1, HUNTER HOUSE, 326 - 342, OLD BROMPTON ROAD SW5 9LD | Flat/Maisonette | £540,000 | 16 Oct 2025 |
40, EARLS COURT SQUARE SW5 9DQ | Flat/Maisonette | £615,000 | 10 Oct 2025 |
FLAT 44, COLEHERNE COURT, THE LITTLE BOLTONS SW5 0DN | Flat/Maisonette | £3,020,000 | 9 Oct 2025 |
FLAT 52, COLEHERNE COURT, THE LITTLE BOLTONS SW5 0DN | Flat/Maisonette | £3,015,000 | 9 Oct 2025 |
FLAT 70, COLEHERNE COURT, OLD BROMPTON ROAD SW5 0EF | Flat/Maisonette | £2,837,000 | 9 Oct 2025 |
FLAT 93, COLEHERNE COURT, OLD BROMPTON ROAD SW5 0ED | Flat/Maisonette | £2,325,000 | 9 Oct 2025 |
48A, PENYWERN ROAD SW5 9SX | Flat/Maisonette | £392,500 | 26 Sept 2025 |
FLAT 3B, 1, EARLS COURT SQUARE SW5 9BY | Flat/Maisonette | £310,000 | 19 Sept 2025 |
1, WETHERBY MEWS SW5 0JG | Terraced | £1,425,000 | 18 Sept 2025 |
FLAT 68B, KENSINGTON MANSIONS, WARWICK ROAD SW5 9TB | Flat/Maisonette | £685,000 | 15 Sept 2025 |
The most recent recorded sale in SW5 was a flat/maisonette property on Eardley Crescent for £490,000 in January 2026. Across the last 20 sales, the median price was £860,000.