Average sale prices · HM Land Registry / UK HPI
The average property in Kensington and Chelsea sells for £1,198,295, down 10.8% over the past year. Prices have grown from around £198k in the mid-1990s.
House price ÷ median earnings · ONS data
A home in Kensington and Chelsea costs 25.2x the local median salary — very stretched, improving from a peak of 44.0x in 2018.
Average monthly rent · ONS Private Rental Index
Average monthly rent in Kensington and Chelsea is £3,628, down 0.4% year-on-year. Rents have risen consistently over the past five years.
Monthly residential transactions · HMRC (seasonally adjusted)
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Kensington and Chelsea price of £1,198,295 with a 25% deposit (£300k), a 2-year fixed mortgage at 3.97% costs around £4,729 per month.
Monthly cost comparison based on current data
Monthly mortgage payments (£4,729) are £1,101 more than renting (£3,628). However, buying requires an upfront deposit of £300k — it would take around 14 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
94, BARLBY ROAD W10 6AP | Flat/Maisonette | £650,000 | 23 Jan 2026 |
2, THE LITTLE BOLTONS SW10 9LP | Semi-detached | £20,250,000 | 23 Jan 2026 |
459, CHELSEA CLOISTERS, SLOANE AVENUE SW3 3EQ | Flat/Maisonette | £220,000 | 23 Jan 2026 |
FLAT 8, ELIZABETH COURT, 47, MILMANS STREET SW10 0DA | Flat/Maisonette | £415,000 | 20 Jan 2026 |
FLAT 5, 21 - 23, CRANLEY GARDENS SW7 3BD | Flat/Maisonette | £1,530,000 | 19 Jan 2026 |
BASEMENT AND GROUND FLOOR MAISONETTE, 67, ST QUINTIN AVENUE W10 6NZ | Flat/Maisonette | £2,385,000 | 19 Jan 2026 |
BASEMENT FLAT, 59, SLOANE GARDENS |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
There were 94,680 residential property transactions across the UK in January 2026 (seasonally adjusted), down 0.8% compared to a year ago. The highest monthly volume on record was 204,980 in June 2021.
| Flat/Maisonette |
| £575,000 |
| 16 Jan 2026 |
FLAT A, 1, EARDLEY CRESCENT SW5 9JS | Flat/Maisonette | £490,000 | 15 Jan 2026 |
FLAT 18, 48 - 50, HARRINGTON GARDENS SW7 4LT | Flat/Maisonette | £820,000 | 15 Jan 2026 |
FLAT 1, 51, GLOUCESTER ROAD SW7 4QN | Flat/Maisonette | £725,000 | 15 Jan 2026 |
17, YEOMANS ROW SW3 2AL | Terraced | £2,350,000 | 15 Jan 2026 |
FLAT 27, MELBURY COURT, KENSINGTON HIGH STREET W8 6NH | Flat/Maisonette | £2,275,000 | 15 Jan 2026 |
25, LAWRENCE STREET SW3 5NF | Terraced | £1,550,000 | 15 Jan 2026 |
17, YEOMANS ROW SW3 2AL | Terraced | £3,510,000 | 15 Jan 2026 |
FLAT 7, 17, CHEYNE GARDENS SW3 5QT | Flat/Maisonette | £2,500,000 | 15 Jan 2026 |
51B, FARADAY ROAD W10 5SF | Flat/Maisonette | £1,400,000 | 15 Jan 2026 |
14, CANNING PLACE MEWS W8 5AJ | Other | £2,910,000 | 14 Jan 2026 |
4, BENSON HOUSE, 4, RADNOR TERRACE W14 8FE | Flat/Maisonette | £945,000 | 14 Jan 2026 |
FLAT 3, 38, HORNTON STREET W8 4NT | Flat/Maisonette | £1,005,999 | 14 Jan 2026 |
72, GOLBORNE ROAD W10 5PS | Flat/Maisonette | £535,000 | 14 Jan 2026 |
The most recent recorded sale in Kensington and Chelsea was a flat/maisonette property on Barlby Road for £650,000 in January 2026. Across the last 20 sales, the median price was £1,400,000.