17,346 recorded transactions · Part of Kensington and Chelsea
Compare with another area →Key indicators for buyers
The SW3 market is moderately favourable for buyers. Prices have softened (-26.8%), which could present a buying opportunity. Affordability has improved from a peak of 44.0x in 2018 to 25.2x today.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Kensington and Chelsea area
A home in Kensington and Chelsea costs 25.2x the local median salary — very stretched, improving from a peak of 44.0x in 2018.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Kensington and Chelsea area
Average monthly rent in Kensington and Chelsea is £3,628, down 0.4% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Kensington and Chelsea price of £1,647,143 with a 25% deposit (£412k), a 2-year fixed mortgage at 3.97% costs around £6,500 per month.
Monthly cost comparison based on current data
Uses SW3 avg. price with Kensington and Chelsea rental data
Monthly mortgage payments (£6,500) are £2,872 more than renting (£3,628). However, buying requires an upfront deposit of £412k — it would take around 33 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
459, CHELSEA CLOISTERS, SLOANE AVENUE SW3 3EQ | Flat/Maisonette | £220,000 | 23 Jan 2026 |
17, YEOMANS ROW SW3 2AL | Terraced | £2,350,000 | 15 Jan 2026 |
17, YEOMANS ROW SW3 2AL | Terraced | £3,510,000 | 15 Jan 2026 |
25, LAWRENCE STREET SW3 5NF | Terraced | £1,550,000 | 15 Jan 2026 |
FLAT 7, 17, CHEYNE GARDENS SW3 5QT | Flat/Maisonette | £2,500,000 | 15 Jan 2026 |
FLAT 25, CHELSEA CLOISTERS, SLOANE AVENUE SW3 3DN | Flat/Maisonette | £300,000 | 9 Jan 2026 |
FLAT 7, BYRON COURT, 10, ELYSTAN STREET SW3 3NX |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in SW3 sold for £1,647,143 in 2026, with a median of £1,550,000 across 7 transactions. Prices fell 26.8% compared to the previous year.
| Flat/Maisonette |
| £1,100,000 |
| 8 Jan 2026 |
FIRST FLOOR FLAT, 6, CALLOW STREET SW3 6BE | Flat/Maisonette | £722,500 | 22 Dec 2025 |
FLAT 67, PIER HOUSE, 31, CHEYNE WALK SW3 5HG | Flat/Maisonette | £610,000 | 19 Dec 2025 |
LOWER GROUND FLOOR FLAT, 1, CALLOW STREET SW3 6BJ | Flat/Maisonette | £780,000 | 17 Dec 2025 |
21, HALSEY STREET SW3 2QH | Terraced | £4,825,000 | 16 Dec 2025 |
FLAT 3, 83, CADOGAN GARDENS SW3 2RB | Flat/Maisonette | £1,875,000 | 5 Dec 2025 |
FLAT 7, TENNYSON HOUSE, 5 - 9, CULFORD GARDENS SW3 2SX | Flat/Maisonette | £1,075,000 | 2 Dec 2025 |
FLAT 833, NELL GWYNN HOUSE, SLOANE AVENUE SW3 3BQ | Flat/Maisonette | £450,000 | 2 Dec 2025 |
GARDEN FLAT, 107, BEAUFORT STREET SW3 6BA | Flat/Maisonette | £961,500 | 27 Nov 2025 |
FLAT 4, 22 - 26, OVINGTON SQUARE SW3 1LR | Flat/Maisonette | £1,050,000 | 26 Nov 2025 |
121A, BEAUFORT STREET SW3 6BS | Flat/Maisonette | £740,000 | 26 Nov 2025 |
12, REDESDALE STREET SW3 4BH | Terraced | £3,150,000 | 25 Nov 2025 |
11, ROSE SQUARE SW3 6RS | Flat/Maisonette | £1,280,000 | 25 Nov 2025 |
29, CARLYLE SQUARE SW3 6HA | Semi-detached | £8,700,000 | 25 Nov 2025 |
The most recent recorded sale in SW3 was a flat/maisonette property on Sloane Avenue for £220,000 in January 2026. Across the last 20 sales, the median price was £1,100,000.