3,424 recorded transactions · Part of Kensington and Chelsea
Compare with another area →Key indicators for buyers
The SW1X market is moderately favourable for buyers. Prices are rising at 341.6%, which may favour acting sooner rather than later. Affordability has improved from a peak of 44.0x in 2018 to 25.2x today.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Kensington and Chelsea area
A home in Kensington and Chelsea costs 25.2x the local median salary — very stretched, improving from a peak of 44.0x in 2018.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Kensington and Chelsea area
Average monthly rent in Kensington and Chelsea is £3,628, down 0.4% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Kensington and Chelsea price of £13,880,000 with a 25% deposit (£3.5M), a 2-year fixed mortgage at 3.97% costs around £54,776 per month.
Monthly cost comparison based on current data
Uses SW1X avg. price with Kensington and Chelsea rental data
Monthly mortgage payments (£54,776) are £51,148 more than renting (£3,628). However, buying requires an upfront deposit of £3.5M — it would take around 289167 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
40, WILTON CRESCENT SW1X 8RX | Terraced | £13,880,000 | 13 Jan 2026 |
19, CHAPEL STREET SW1X 7BY | Terraced | £5,600,000 | 29 Dec 2025 |
ALL THAT FRONT BASEMENT FLAT A, 47, LENNOX GARDENS SW1X 0DF | Flat/Maisonette | £890,000 | 10 Dec 2025 |
2A, LYALL MEWS SW1X 8DJ | Terraced | £3,385,000 | 27 Oct 2025 |
SECOND FLOOR FLAT, 12, CADOGAN SQUARE SW1X 0JU | Flat/Maisonette | £3,046,000 | 24 Oct 2025 |
FLAT H, 14, CHESHAM PLACE SW1X 8HN | Flat/Maisonette | £2,400,000 | 24 Oct 2025 |
FLAT 3, 133, PAVILION ROAD SW1X 0BJ |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in SW1X sold for £13,880,000 in 2026, with a median of £13,880,000 across 1 transactions. Prices rose 341.6% compared to the previous year.
| Flat/Maisonette |
| £790,000 |
| 20 Oct 2025 |
7, WILBRAHAM PLACE SW1X 9AE | Other | £165,000 | 13 Oct 2025 |
58, KINNERTON STREET SW1X 8ES | Other | £2,175,000 | 6 Oct 2025 |
FLAT 26, LOWNDES LODGE, 13 - 16, CADOGAN PLACE SW1X 9RZ | Flat/Maisonette | £4,000,000 | 30 Sept 2025 |
APARTMENT 9, 1, WILLIAM STREET SW1X 9HL | Flat/Maisonette | £2,550,000 | 30 Sept 2025 |
47, KINNERTON STREET SW1X 8ED | Terraced | £2,000,000 | 11 Sept 2025 |
FLAT 8, 7, WILBRAHAM PLACE SW1X 9AE | Flat/Maisonette | £790,000 | 4 Sept 2025 |
FLAT 4, 11, CADOGAN SQUARE SW1X 0HT | Flat/Maisonette | £2,800,000 | 29 Aug 2025 |
FLAT J, 16 - 18, LENNOX GARDENS SW1X 0DG | Flat/Maisonette | £1,244,634 | 28 Aug 2025 |
FLAT 4, 50, LENNOX GARDENS SW1X 0DJ | Flat/Maisonette | £4,500,000 | 22 Aug 2025 |
FLAT 5, ROYAL COURT HOUSE, 162, SLOANE STREET SW1X 9BS | Flat/Maisonette | £750,000 | 20 Aug 2025 |
26A, GROOM PLACE SW1X 7BA | Flat/Maisonette | £3,850,000 | 7 Aug 2025 |
FLAT 8, CADOGAN HOUSE, 93, SLOANE STREET SW1X 9PD | Flat/Maisonette | £850,300 | 7 Aug 2025 |
21, OLD BARRACK YARD SW1X 7NP | Terraced | £2,900,000 | 30 Jul 2025 |
The most recent recorded sale in SW1X was a terraced property on Wilton Crescent for £13,880,000 in January 2026. Across the last 20 sales, the median price was £2,550,000.