Key indicators for buyers
The IP4 market is moderately favourable for buyers. Prices have softened (-3.9%), which could present a buying opportunity. Affordability has improved from a peak of 8.0x in 2021 to 6.6x today. Rising rents (£985/mo, +4.2%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Ipswich area
A home in Ipswich costs 6.6x the local median salary — moderate, improving from a peak of 8.0x in 2021.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Ipswich area
Average monthly rent in Ipswich is £985, up 4.2% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Ipswich price of £274,883 with a 25% deposit (£69k), a 2-year fixed mortgage at 3.97% costs around £1,085 per month.
Monthly cost comparison based on current data
Uses IP4 avg. price with Ipswich rental data
Monthly mortgage payments (£1,085) are £100 more than renting (£985). However, buying requires an upfront deposit of £69k — it would take around 10 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
307, SPRING ROAD IP4 5ND | Flat/Maisonette | £140,000 | 23 Jan 2026 |
24, SIDEGATE LANE WEST IP4 3BZ | Semi-detached | £450,000 | 22 Jan 2026 |
50, NORFOLK ROAD IP4 2HB | Terraced | £175,000 | 20 Jan 2026 |
18, WHITBY ROAD IP4 4AF | Semi-detached | £390,000 | 16 Jan 2026 |
51, TUDDENHAM AVENUE IP4 2HF | Semi-detached | £200,000 | 15 Jan 2026 |
17, WESTERFIELD ROAD IP4 2UE | Semi-detached | £440,000 | 14 Jan 2026 |
81, TUDDENHAM AVENUE IP4 2HG | Semi-detached |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in IP4 sold for £274,883 in 2026, with a median of £215,700 across 18 transactions. Prices fell 3.9% compared to the previous year.
| £290,000 |
| 14 Jan 2026 |
4, RUSKIN ROAD IP4 1PT | Terraced | £244,500 | 9 Jan 2026 |
27, HOLLAND ROAD IP4 4EF | Terraced | £169,000 | 9 Jan 2026 |
2A, BORROWDALE AVENUE IP4 2TN | Detached | £725,000 | 9 Jan 2026 |
72, BELVEDERE ROAD IP4 4AD | Semi-detached | £200,000 | 9 Jan 2026 |
60, PARLIAMENT ROAD IP4 5ET | Terraced | £205,000 | 9 Jan 2026 |
241, SIDEGATE LANE IP4 3DG | Semi-detached | £282,000 | 8 Jan 2026 |
49, MILTON STREET IP4 4PR | Semi-detached | £220,000 | 7 Jan 2026 |
64, BOLTON LANE IP4 2BY | Terraced | £211,400 | 6 Jan 2026 |
235C, CAULDWELL HALL ROAD IP4 5AS | Flat/Maisonette | £155,000 | 5 Jan 2026 |
42, TASMANIA ROAD IP4 5PX | Semi-detached | £311,000 | 5 Jan 2026 |
14, CEMETERY ROAD IP4 2EP | Terraced | £140,000 | 5 Jan 2026 |
19, STRADBROKE ROAD IP4 4LS | Terraced | £245,000 | 22 Dec 2025 |
27, LONSDALE CLOSE IP4 4HD | Detached | £300,000 | 19 Dec 2025 |
The most recent recorded sale in IP4 was a flat/maisonette property on Spring Road for £140,000 in January 2026. Across the last 20 sales, the median price was £244,500.