Average sale prices · HM Land Registry / UK HPI
The average property in Ipswich sells for £218,245, down slightly (1.8%) over the past year. Prices have grown from around £41k in the mid-1990s.
House price ÷ median earnings · ONS data
A home in Ipswich costs 6.6x the local median salary — moderate, improving from a peak of 8.0x in 2021.
Average monthly rent · ONS Private Rental Index
Average monthly rent in Ipswich is £985, up 4.2% year-on-year. Rents have risen consistently over the past five years.
Monthly residential transactions · HMRC (seasonally adjusted)
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Ipswich price of £218,245 with a 25% deposit (£55k), a 2-year fixed mortgage at 3.97% costs around £861 per month.
Monthly cost comparison based on current data
Monthly mortgage payments (£861) are £124 less than renting (£985). However, buying requires an upfront deposit of £55k — it would take around 7 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
34, GYMNASIUM STREET IP1 3NX | Terraced | £135,000 | 30 Jan 2026 |
307, SPRING ROAD IP4 5ND | Flat/Maisonette | £140,000 | 23 Jan 2026 |
68, HILTON ROAD IP3 9RH | Terraced | £183,500 | 22 Jan 2026 |
24, SIDEGATE LANE WEST IP4 3BZ | Semi-detached | £450,000 | 22 Jan 2026 |
287, DEFOE ROAD IP1 6SF | Semi-detached | £240,000 | 21 Jan 2026 |
50, NORFOLK ROAD IP4 2HB | Terraced | £175,000 | 20 Jan 2026 |
8, CARMARTHEN CLOSE IP2 8QG | Semi-detached | £245,000 |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
There were 94,680 residential property transactions across the UK in January 2026 (seasonally adjusted), down 0.8% compared to a year ago. The highest monthly volume on record was 204,980 in June 2021.
| 19 Jan 2026 |
9, FULHAM WAY IP1 4FB | Flat/Maisonette | £135,000 | 19 Jan 2026 |
FLAT 504, 1, COPROLITE STREET IP3 0BN | Flat/Maisonette | £165,000 | 19 Jan 2026 |
10, POWNALL ROAD IP3 0DS | Flat/Maisonette | £119,000 | 16 Jan 2026 |
5, KESTREL ROAD IP2 0RN | Semi-detached | £300,000 | 16 Jan 2026 |
43, TEMPLE ROAD IP3 8PB | Semi-detached | £265,000 | 16 Jan 2026 |
67, PARK VIEW ROAD IP1 4HY | Semi-detached | £325,000 | 16 Jan 2026 |
16, OAK HILL LANE IP2 9AL | Detached | £530,000 | 16 Jan 2026 |
18, WHITBY ROAD IP4 4AF | Semi-detached | £390,000 | 16 Jan 2026 |
109, RICHMOND ROAD IP1 4DL | Semi-detached | £140,000 | 16 Jan 2026 |
513, FOXHALL ROAD IP3 8LW | Semi-detached | £390,000 | 16 Jan 2026 |
28, DOVER ROAD IP3 8JQ | Terraced | £153,250 | 16 Jan 2026 |
9, DIDSBURY CLOSE IP2 9TD | Detached | £340,000 | 15 Jan 2026 |
25, FULHAM WAY IP1 4FB | Terraced | £275,000 | 15 Jan 2026 |
The most recent recorded sale in Ipswich was a terraced property on Gymnasium Street for £135,000 in January 2026. Across the last 20 sales, the median price was £245,000.