Key indicators for buyers
The CR5 market presents a mixed picture for buyers. Prices are rising at 10.2%, which may favour acting sooner rather than later. Affordability has improved from a peak of 11.8x in 2021 to 10.6x today. Rising rents (£1,556/mo, +4.2%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Croydon area
A home in Croydon costs 10.6x the local median salary — very stretched, improving from a peak of 11.8x in 2021.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Croydon area
Average monthly rent in Croydon is £1,556, up 4.2% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Croydon price of £689,286 with a 25% deposit (£172k), a 2-year fixed mortgage at 3.97% costs around £2,720 per month.
Monthly cost comparison based on current data
Uses CR5 avg. price with Croydon rental data
Monthly mortgage payments (£2,720) are £1,164 more than renting (£1,556). However, buying requires an upfront deposit of £172k — it would take around 31 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
21, CANONS HILL CR5 1HB | Detached | £795,000 | 28 Jan 2026 |
11, PORTNALLS ROAD CR5 3DD | Semi-detached | £628,000 | 21 Jan 2026 |
10, WOODFIELD HILL CR5 3EN | Detached | £590,000 | 16 Jan 2026 |
25, MARLPIT LANE CR5 2HF | Semi-detached | £715,000 | 16 Jan 2026 |
155, CATERHAM DRIVE CR5 1JR | Detached | £775,000 | 15 Jan 2026 |
6, RICHLAND AVENUE CR5 2QW | Terraced | £510,000 | 15 Jan 2026 |
13, RICHMOND ROAD CR5 2PH | Detached | £870,000 |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in CR5 sold for £689,286 in 2026, with a median of £690,000 across 14 transactions. Prices rose 10.2% compared to the previous year.
| 15 Jan 2026 |
19, STAGBURY AVENUE, CHIPSTEAD CR5 3PA | Detached | £925,000 | 9 Jan 2026 |
23, LACKFORD ROAD, CHIPSTEAD CR5 3TB | Detached | £955,000 | 8 Jan 2026 |
45, WARWICK ROAD CR5 2EF | Semi-detached | £865,000 | 7 Jan 2026 |
33, KESTON AVENUE CR5 1HP | Detached | £625,000 | 7 Jan 2026 |
2, RYDONS WOOD CLOSE CR5 1ST | Detached | £665,000 | 7 Jan 2026 |
21, LEADEN HILL CR5 2BQ | Flat/Maisonette | £105,000 | 6 Jan 2026 |
71, CATERHAM DRIVE CR5 1JP | Semi-detached | £627,000 | 5 Jan 2026 |
130, WESTLEIGH AVENUE CR5 3AB | Semi-detached | £525,000 | 19 Dec 2025 |
20, KERRILL AVENUE CR5 1QA | Semi-detached | £545,000 | 19 Dec 2025 |
48, RICHMOND ROAD CR5 2PJ | Semi-detached | £467,000 | 18 Dec 2025 |
11, WATER MEAD, CHIPSTEAD CR5 3NT | Detached | £850,000 | 17 Dec 2025 |
FLAT 22, EMERALD COURT, 76, BRIGHTON ROAD CR5 2BB | Flat/Maisonette | £135,000 | 17 Dec 2025 |
98, MEAD WAY CR5 1PH | Terraced | £510,000 | 17 Dec 2025 |
The most recent recorded sale in CR5 was a detached property on Canons Hill for £795,000 in January 2026. Across the last 20 sales, the median price was £628,000.