Key indicators for buyers
The GL54 market is moderately favourable for buyers. Prices have softened (-18.2%), which could present a buying opportunity. Affordability has improved from a peak of 15.7x in 2021 to 13.4x today. Rising rents (£1,263/mo, +9.7%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Cotswold area
A home in Cotswold costs 13.4x the local median salary — very stretched, improving from a peak of 15.7x in 2021.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Cotswold area
Average monthly rent in Cotswold is £1,263, up 9.7% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Cotswold price of £561,042 with a 25% deposit (£140k), a 2-year fixed mortgage at 3.97% costs around £2,214 per month.
Monthly cost comparison based on current data
Uses GL54 avg. price with Cotswold rental data
Monthly mortgage payments (£2,214) are £951 more than renting (£1,263). However, buying requires an upfront deposit of £140k — it would take around 31 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
17, GODWIN ROAD, WINCHCOMBE GL54 5LA | Semi-detached | £365,000 | 23 Jan 2026 |
12, LIDCOMBE ROAD, WINCHCOMBE GL54 5FD | Semi-detached | £407,500 | 23 Jan 2026 |
STABLE COTTAGE, MILL END GL54 3HJ | Terraced | £350,000 | 23 Jan 2026 |
LYNTON, STATION ROAD, ANDOVERSFORD GL54 4HP | Detached | £470,000 | 22 Jan 2026 |
71, GLOUCESTER STREET, WINCHCOMBE GL54 5LX | Terraced | £390,000 | 16 Jan 2026 |
3, SPRINGBANK VILLAS, BOURTON ON THE WATER GL54 2AR | Terraced | £470,000 | 16 Jan 2026 |
18, BARNES WALLIS WAY, UPPER RISSINGTON GL54 2GP |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in GL54 sold for £561,042 in 2026, with a median of £406,250 across 12 transactions. Prices fell 18.2% compared to the previous year.
| Detached |
| £400,000 |
| 12 Jan 2026 |
CLOSE COTTAGE, SHEEP STREET, STOW ON THE WOLD GL54 1AA | Terraced | £405,000 | 12 Jan 2026 |
NEAL'S HOUSE, WELL LANE, STOW ON THE WOLD GL54 1DB | Other | £550,000 | 9 Jan 2026 |
THE COTTAGE, WITHINGTON GL54 4BE | Detached | £1,450,000 | 9 Jan 2026 |
2, THE POUND, LITTLE RISSINGTON GL54 2PJ | Terraced | £370,000 | 8 Jan 2026 |
BOX COTTAGE, MAUGERSBURY GL54 1HR | Other | £1,105,000 | 7 Jan 2026 |
3, HAWKESBURY PLACE, STOW ON THE WOLD GL54 1FF | Flat/Maisonette | £300,000 | 22 Dec 2025 |
17, RYE CLOSE, BOURTON ON THE WATER GL54 2EB | Terraced | £372,500 | 22 Dec 2025 |
5 - 6, ISBOURNE WAY, WINCHCOMBE GL54 5NS | Other | £650,000 | 19 Dec 2025 |
6, WESTLAND CLOSE, UPPER RISSINGTON GL54 2RF | Detached | £465,000 | 19 Dec 2025 |
12, CONDURROW COURT, STOW ON THE WOLD GL54 1LX | Semi-detached | £552,000 | 19 Dec 2025 |
5, KENULF ROAD, WINCHCOMBE GL54 5JL | Detached | £580,000 | 18 Dec 2025 |
42, GREENWAYS, WINCHCOMBE GL54 5LQ | Detached | £362,500 | 18 Dec 2025 |
QUIETWAYS, SEVENHAMPTON GL54 5TL | Other | £975,000 | 15 Dec 2025 |
The most recent recorded sale in GL54 was a semi-detached property on Godwin Road for £365,000 in January 2026. Across the last 20 sales, the median price was £465,000.