Average sale prices · HM Land Registry / UK HPI
The average property in Cotswold sells for £417,038, down 3.1% over the past year. Prices have grown from around £75k in the mid-1990s.
House price ÷ median earnings · ONS data
A home in Cotswold costs 13.4x the local median salary — very stretched, improving from a peak of 15.7x in 2021.
Average monthly rent · ONS Private Rental Index
Average monthly rent in Cotswold is £1,263, up 9.7% year-on-year. Rents have risen consistently over the past five years.
Monthly residential transactions · HMRC (seasonally adjusted)
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Cotswold price of £417,038 with a 25% deposit (£104k), a 2-year fixed mortgage at 3.97% costs around £1,646 per month.
Monthly cost comparison based on current data
Monthly mortgage payments (£1,646) are £383 more than renting (£1,263). However, buying requires an upfront deposit of £104k — it would take around 14 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
1, THE CURSUS GL7 3SB | Detached | £535,000 | 28 Jan 2026 |
FLAT 8, STONEFERN COURT, STOW ROAD GL56 0DW | Flat/Maisonette | £157,000 | 26 Jan 2026 |
12, CHESTNUT CLOSE GL8 8LH | Semi-detached | £297,500 | 23 Jan 2026 |
STABLE COTTAGE, MILL END GL54 3HJ | Terraced | £350,000 | 23 Jan 2026 |
LYNTON, STATION ROAD, ANDOVERSFORD GL54 4HP | Detached | £470,000 | 22 Jan 2026 |
GARDEN COTTAGE, THE GREEN, BLEDINGTON OX7 6XQ | Detached | £792,295 | 20 Jan 2026 |
3, GALES COURT, MOUNT PLEASANT GL7 3DG |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
There were 94,680 residential property transactions across the UK in January 2026 (seasonally adjusted), down 0.8% compared to a year ago. The highest monthly volume on record was 204,980 in June 2021.
| Terraced |
| £360,000 |
| 19 Jan 2026 |
5, PAINTERS FIELD, QUENINGTON GL7 5DL | Detached | £665,000 | 19 Jan 2026 |
3, CARTERS GROUND GL7 4FY | Detached | £685,000 | 16 Jan 2026 |
9, JORDANS CLOSE, WILLERSEY WR12 7QD | Detached | £363,500 | 16 Jan 2026 |
3, MILTON COURT, HIGH STREET, BLOCKLEY GL56 9ET | Flat/Maisonette | £230,000 | 16 Jan 2026 |
2, HORNES PLACE GL56 0JX | Terraced | £386,000 | 16 Jan 2026 |
3, SPRINGBANK VILLAS, BOURTON ON THE WATER GL54 2AR | Terraced | £470,000 | 16 Jan 2026 |
4, ASHCROFT GARDENS GL7 1RB | Terraced | £345,000 | 16 Jan 2026 |
29, LYGON COURT GL7 4LX | Terraced | £340,000 | 14 Jan 2026 |
56, LITTLEWORTH GL55 6BB | Semi-detached | £415,000 | 12 Jan 2026 |
CLOSE COTTAGE, SHEEP STREET, STOW ON THE WOLD GL54 1AA | Terraced | £405,000 | 12 Jan 2026 |
1, THE LEASOWS GL55 6ES | Semi-detached | £625,000 | 12 Jan 2026 |
18, BARNES WALLIS WAY, UPPER RISSINGTON GL54 2GP | Detached | £400,000 | 12 Jan 2026 |
30, NIGHTINGALE WAY, SOUTH CERNEY GL7 5WB | Semi-detached | £560,000 | 9 Jan 2026 |
The most recent recorded sale in Cotswold was a detached property on The Cursus for £535,000 in January 2026. Across the last 20 sales, the median price was £405,000.