Key indicators for buyers
The OX27 market is moderately favourable for buyers. Prices have softened (-50.9%), which could present a buying opportunity. Affordability has improved from a peak of 10.7x in 2021 to 9.3x today. Rising rents (£1,288/mo, +5.3%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Cherwell area
A home in Cherwell costs 9.3x the local median salary — stretched, improving from a peak of 10.7x in 2021.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Cherwell area
Average monthly rent in Cherwell is £1,288, up 5.3% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Cherwell price of £220,000 with a 25% deposit (£55k), a 2-year fixed mortgage at 3.97% costs around £868 per month.
Monthly cost comparison based on current data
Uses OX27 avg. price with Cherwell rental data
Monthly mortgage payments (£868) are £420 less than renting (£1,288). However, buying requires an upfront deposit of £55k — it would take around 5 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
8, BUILDING 20, TRENCHARD LANE, CAVERSFIELD OX27 8AE | Flat/Maisonette | £220,000 | 9 Jan 2026 |
30, MONTGOMERY ROAD, CAVERSFIELD OX27 8FG | Semi-detached | £535,000 | 19 Dec 2025 |
WHITE RAILS, WHALES LANE, MARSH GIBBON OX27 0HB | Detached | £699,500 | 18 Dec 2025 |
13, THOMPSON DRIVE, CAVERSFIELD OX27 8FA | Semi-detached | £335,000 | 15 Dec 2025 |
TURN THE PAGE, BAINTON ROAD, BUCKNELL OX27 7LT | Terraced | £710,000 | 26 Nov 2025 |
31, ARDLEY ROAD, FEWCOTT OX27 7PB | Detached | £385,000 | 26 Nov 2025 |
2, ELDERFIELD ROAD OX27 8UD |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in OX27 sold for £220,000 in 2026, with a median of £220,000 across 1 transactions. Prices fell 50.9% compared to the previous year.
| Semi-detached |
| £340,000 |
| 24 Nov 2025 |
3, CRIMSON GARDENS OX27 8BY | Detached | £500,000 | 21 Nov 2025 |
4, PIPPIN CLOSE OX27 8AX | Terraced | £350,000 | 21 Nov 2025 |
3, PLOUGHLEY CLOSE, ARDLEY OX27 7PP | Detached | £381,000 | 17 Nov 2025 |
BAY TREE HOUSE, MILL ROAD, STRATTON AUDLEY OX27 9BJ | Detached | £1,160,000 | 10 Nov 2025 |
3, RECTORY CLOSE, MARSH GIBBON OX27 0HT | Detached | £560,000 | 31 Oct 2025 |
2, FENNEL STREET OX27 8BZ | Terraced | £396,000 | 31 Oct 2025 |
1, BAINTON ROAD, HETHE OX27 8HA | Terraced | £290,000 | 31 Oct 2025 |
15, THOMPSON DRIVE, CAVERSFIELD OX27 8FA | Semi-detached | £315,500 | 28 Oct 2025 |
5, HIGH STREET, SOULDERN OX27 7JJ | Terraced | £290,000 | 24 Oct 2025 |
APPLEGARTH, BATES LANE, SOULDERN OX27 7JU | Detached | £820,000 | 15 Oct 2025 |
28, TURNPIKE ROAD OX27 8UR | Terraced | £321,000 | 10 Oct 2025 |
8, OLD SCHOOL CLOSE, CAVERSFIELD OX27 8TW | Detached | £445,000 | 10 Oct 2025 |
100, CHARLOTTE AVENUE OX27 8AN | Terraced | £346,000 | 6 Oct 2025 |
The most recent recorded sale in OX27 was a flat/maisonette property on Trenchard Lane for £220,000 in January 2026. Across the last 20 sales, the median price was £385,000.