Average sale prices · HM Land Registry / UK HPI
The average property in Cherwell sells for £354,237, up 3.0% over the past year. Prices have grown from around £57k in the mid-1990s.
House price ÷ median earnings · ONS data
A home in Cherwell costs 9.3x the local median salary — stretched, improving from a peak of 10.7x in 2021.
Average monthly rent · ONS Private Rental Index
Average monthly rent in Cherwell is £1,288, up 5.3% year-on-year. Rents have risen consistently over the past five years.
Monthly residential transactions · HMRC (seasonally adjusted)
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Cherwell price of £354,237 with a 25% deposit (£89k), a 2-year fixed mortgage at 3.97% costs around £1,398 per month.
Monthly cost comparison based on current data
Monthly mortgage payments (£1,398) are £110 more than renting (£1,288). However, buying requires an upfront deposit of £89k — it would take around 10 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
12, HAMPDEN CLOSE OX26 4UG | Semi-detached | £390,000 | 29 Jan 2026 |
124, OXFORD ROAD, BODICOTE OX15 4AE | Detached | £238,320 | 26 Jan 2026 |
10, WENLOCK DRIVE OX26 1FY | Detached | £640,000 | 23 Jan 2026 |
46, CHOREFIELDS OX5 1SX | Terraced | £290,000 | 23 Jan 2026 |
11, CHAMBERLAIN PLACE OX5 1SG | Terraced | £313,000 | 23 Jan 2026 |
7, CHACOMBE CRESCENT OX16 2DP | Detached | £350,000 | 22 Jan 2026 |
90, BROUGHTON ROAD OX16 9QQ | Terraced | £250,000 |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
There were 94,680 residential property transactions across the UK in January 2026 (seasonally adjusted), down 0.8% compared to a year ago. The highest monthly volume on record was 204,980 in June 2021.
| 21 Jan 2026 |
18, MAUD CLOSE OX26 2DJ | Detached | £370,000 | 21 Jan 2026 |
FLAT C, 9, THE GARTH, YARNTON OX5 1LZ | Flat/Maisonette | £181,000 | 20 Jan 2026 |
25, COLEGRAVE ROAD, BLOXHAM OX15 4NT | Semi-detached | £307,500 | 19 Jan 2026 |
50, GLYNDEBOURNE GARDENS OX16 1XW | Semi-detached | £187,000 | 19 Jan 2026 |
24, IRONSTONE HOLLOW, HOOK NORTON OX15 5NA | Detached | £685,000 | 16 Jan 2026 |
109, BLOXHAM ROAD OX16 9JT | Semi-detached | £387,500 | 16 Jan 2026 |
1, OLD FORGE YARD, SWALCLIFFE OX15 5EH | Detached | £220,000 | 16 Jan 2026 |
30, SAXON COURT, WESSEX WAY OX26 6AX | Flat/Maisonette | £63,000 | 16 Jan 2026 |
BRYN, CROW LANE, GREAT BOURTON OX17 1RL | Detached | £590,000 | 16 Jan 2026 |
ROBIN SWARD, WEST END, HORNTON OX15 6DA | Detached | £495,000 | 16 Jan 2026 |
67, SPENCER COURT, BRITANNIA ROAD OX16 5EZ | Flat/Maisonette | £65,000 | 16 Jan 2026 |
35, HOBBY ROAD, BODICOTE OX15 4GH | Detached | £380,000 | 16 Jan 2026 |
13, CEMETERY ROAD OX26 6BB | Semi-detached | £300,000 | 16 Jan 2026 |
The most recent recorded sale in Cherwell was a semi-detached property on Hampden Close for £390,000 in January 2026. Across the last 20 sales, the median price was £313,000.