Key indicators for buyers
The OX26 market presents a mixed picture for buyers. Prices are rising at 5.3%, which may favour acting sooner rather than later. Affordability has improved from a peak of 10.7x in 2021 to 9.3x today. Rising rents (£1,288/mo, +5.3%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Cherwell area
A home in Cherwell costs 9.3x the local median salary — stretched, improving from a peak of 10.7x in 2021.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Cherwell area
Average monthly rent in Cherwell is £1,288, up 5.3% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Cherwell price of £386,154 with a 25% deposit (£97k), a 2-year fixed mortgage at 3.97% costs around £1,524 per month.
Monthly cost comparison based on current data
Uses OX26 avg. price with Cherwell rental data
Monthly mortgage payments (£1,524) are £236 more than renting (£1,288). However, buying requires an upfront deposit of £97k — it would take around 12 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
12, HAMPDEN CLOSE OX26 4UG | Semi-detached | £390,000 | 29 Jan 2026 |
10, WENLOCK DRIVE OX26 1FY | Detached | £640,000 | 23 Jan 2026 |
18, MAUD CLOSE OX26 2DJ | Detached | £370,000 | 21 Jan 2026 |
30, SAXON COURT, WESSEX WAY OX26 6AX | Flat/Maisonette | £63,000 | 16 Jan 2026 |
13, CEMETERY ROAD OX26 6BB | Semi-detached | £300,000 | 16 Jan 2026 |
24, HEATHER ROAD OX26 3YU | Detached | £390,000 | 15 Jan 2026 |
37, REEDMACE ROAD OX26 3WN | Detached |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in OX26 sold for £386,154 in 2026, with a median of £390,000 across 13 transactions. Prices rose 5.3% compared to the previous year.
| £655,000 |
| 15 Jan 2026 |
2, LEACH ROAD OX26 2JP | Terraced | £280,000 | 14 Jan 2026 |
43, MOOR POND CLOSE OX26 6GA | Semi-detached | £210,000 | 12 Jan 2026 |
47, PURSLANE DRIVE OX26 3EF | Detached | £435,000 | 7 Jan 2026 |
55, PURSLANE DRIVE OX26 3EF | Detached | £650,000 | 7 Jan 2026 |
15, COACH HOUSE MEWS OX26 6HJ | Flat/Maisonette | £237,000 | 6 Jan 2026 |
3, NEWPORT TERRACE OX26 6PU | Terraced | £400,000 | 6 Jan 2026 |
31, KINGFISHER WAY OX26 6YB | Terraced | £282,000 | 22 Dec 2025 |
181, AVOCET WAY OX26 6YW | Terraced | £285,000 | 19 Dec 2025 |
12, MOOR POND CLOSE OX26 6GB | Semi-detached | £279,000 | 19 Dec 2025 |
18, OSPREY CLOSE, LANGFORD VILLAGE OX26 6YH | Detached | £395,000 | 19 Dec 2025 |
31, HEMINGWAY DRIVE OX26 2FY | Semi-detached | £309,000 | 19 Dec 2025 |
38, FAIRFORD WAY OX26 4YG | Semi-detached | £310,000 | 19 Dec 2025 |
2, WOODFIELD ROAD OX26 3HN | Semi-detached | £370,000 | 19 Dec 2025 |
The most recent recorded sale in OX26 was a semi-detached property on Hampden Close for £390,000 in January 2026. Across the last 20 sales, the median price was £370,000.