Key indicators for buyers
The SA48 market is moderately favourable for buyers. Prices have softened (-36.3%), which could present a buying opportunity. Affordability has improved from a peak of 9.7x in 2007 to 6.9x today. Rising rents (£709/mo, +5.4%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Ceredigion area
A home in Ceredigion costs 6.9x the local median salary — moderate, improving from a peak of 9.7x in 2007.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Ceredigion area
Average monthly rent in Ceredigion is £709, up 5.4% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Ceredigion price of £179,005 with a 25% deposit (£45k), a 2-year fixed mortgage at 3.97% costs around £706 per month.
Monthly cost comparison based on current data
Uses SA48 avg. price with Ceredigion rental data
Monthly mortgage payments (£706) are £3 less than renting (£709). However, buying requires an upfront deposit of £45k — it would take around 9 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
SIOP FACH, CILIAU AERON SA48 7RF | Terraced | £218,009 | 13 Jan 2026 |
35, BRYN STEFFAN SA48 8BS | Detached | £140,000 | 7 Jan 2026 |
CAERGRAWNT, CWMANN SA48 8EL | Detached | £310,000 | 15 Dec 2025 |
12, HEOL HATHREN, CWMANN SA48 8JR | Semi-detached | £152,000 | 12 Dec 2025 |
FLAT 2, GLANYRAFON, CWRT DULAS SA48 7HY | Flat/Maisonette | £133,000 | 12 Dec 2025 |
GELLI'R GLYN, NEW STREET SA48 7AJ | Detached | £365,000 | 11 Dec 2025 |
AERONDALE, FELINFACH SA48 7PG | Detached |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in SA48 sold for £179,005 in 2026, with a median of £179,004.5 across 2 transactions. Prices fell 36.3% compared to the previous year.
| £159,995 |
| 11 Dec 2025 |
3, TEIFI TERRACE SA48 7AN | Terraced | £155,000 | 5 Dec 2025 |
COEDMOR, CILIAU AERON SA48 7PS | Detached | £330,000 | 4 Dec 2025 |
SCHOOL HOUSE, BETTWS SA48 8NX | Other | £15,000 | 3 Dec 2025 |
19, STATION TERRACE SA48 7HH | Terraced | £240,000 | 28 Nov 2025 |
GARTHELI HOUSE, ABERMEURIG SA48 8PR | Detached | £350,000 | 25 Nov 2025 |
RHIWLAS UCHAF, CILCENNIN SA48 8RT | Detached | £425,000 | 12 Nov 2025 |
29, MAESYDERI SA48 7EP | Terraced | £110,000 | 10 Nov 2025 |
LLAINDELYN, SILIAN SA48 8NU | Detached | £353,000 | 5 Nov 2025 |
HILLSIDE, CRIBYN SA48 7ND | Detached | £200,000 | 31 Oct 2025 |
39, BRYN STEFFAN SA48 8BS | Detached | £190,000 | 13 Oct 2025 |
28, HIGH STREET SA48 7BB | Terraced | £165,000 | 10 Oct 2025 |
YR HEN CHWAREL, CRIBYN SA48 7ND | Detached | £88,000 | 8 Oct 2025 |
13, PARCYRHYDD, CILIAU AERON SA48 7SF | Semi-detached | £185,000 | 26 Sept 2025 |
The most recent recorded sale in SA48 was a terraced property for £218,009 in January 2026. Across the last 20 sales, the median price was £190,000.