Average sale prices · HM Land Registry / UK HPI
The average property in Ceredigion sells for £240,640, up 4.1% over the past year. Prices have grown from around £56k in the mid-1990s.
House price ÷ median earnings · ONS data
A home in Ceredigion costs 6.9x the local median salary — moderate, improving from a peak of 9.7x in 2007.
Average monthly rent · ONS Private Rental Index
Average monthly rent in Ceredigion is £709, up 5.4% year-on-year. Rents have risen consistently over the past five years.
Monthly residential transactions · HMRC (seasonally adjusted)
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Ceredigion price of £240,640 with a 25% deposit (£60k), a 2-year fixed mortgage at 3.97% costs around £950 per month.
Monthly cost comparison based on current data
Monthly mortgage payments (£950) are £241 more than renting (£709). However, buying requires an upfront deposit of £60k — it would take around 15 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
OLD POST OFFICE, PENBONTRHYDYBEDDAU SY23 3EZ | Detached | £235,000 | 26 Jan 2026 |
HENDREF, ABERARTH SA46 0LL | Detached | £145,000 | 23 Jan 2026 |
ARDOCH HOUSE, LLYN Y FRAN ROAD SA44 4JW | Detached | £520,000 | 22 Jan 2026 |
12, WAUNGIACH, LLECHRYD SA43 2PT | Detached | £350,000 | 20 Jan 2026 |
49, Y LANFA, TREFECHAN SY23 1AS | Flat/Maisonette | £255,000 | 20 Jan 2026 |
66, GER Y LLAN, PENRHYNCOCH SY23 3HQ | Detached | £285,000 | 19 Jan 2026 |
TARA, 15, RHYD Y FAWNOG SY25 6JQ | Detached |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
There were 94,680 residential property transactions across the UK in January 2026 (seasonally adjusted), down 0.8% compared to a year ago. The highest monthly volume on record was 204,980 in June 2021.
| £205,000 |
| 19 Jan 2026 |
LLYS Y COED, PENRHYNCOCH SY23 3ED | Detached | £225,000 | 19 Jan 2026 |
1, BRYNGWYN CLOSE SY24 5JH | Detached | £250,000 | 19 Jan 2026 |
44, MAES CRUGIAU, RHYDYFELIN SY23 4PP | Detached | £380,000 | 19 Jan 2026 |
HEPHZIBAH, BEULAH SA38 9QB | Detached | £595,000 | 16 Jan 2026 |
ISLAND VIEW, GWBERT SA43 1PR | Detached | £265,000 | 16 Jan 2026 |
8, ALBION FIELDS SY23 5HS | Detached | £263,500 | 16 Jan 2026 |
GREEN ACRES, PENTREGAT SA44 6HW | Detached | £310,000 | 15 Jan 2026 |
MORLAIS HOUSE SA40 9SP | Semi-detached | £217,000 | 15 Jan 2026 |
GOGINAN, TENBY ROAD SA43 3AH | Semi-detached | £165,000 | 14 Jan 2026 |
10, CAE RWGAN, PENRHIWLLAN SA44 5NQ | Detached | £395,000 | 14 Jan 2026 |
SIOP FACH, CILIAU AERON SA48 7RF | Terraced | £218,009 | 13 Jan 2026 |
GLYNDWR, PENGLAIS ROAD SY23 2EU | Terraced | £355,000 | 9 Jan 2026 |
1, BRO ARTH, PENNANT SY23 5JJ | Semi-detached | £197,000 | 9 Jan 2026 |
The most recent recorded sale in Ceredigion was a detached property for £235,000 in January 2026. Across the last 20 sales, the median price was £263,500.