Key indicators for buyers
The SA47 market is moderately favourable for buyers. Prices are rising at 40.2%, which may favour acting sooner rather than later. Affordability has improved from a peak of 9.7x in 2007 to 6.9x today. Rising rents (£709/mo, +5.4%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Ceredigion area
A home in Ceredigion costs 6.9x the local median salary — moderate, improving from a peak of 9.7x in 2007.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Ceredigion area
Average monthly rent in Ceredigion is £709, up 5.4% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Ceredigion price of £450,000 with a 25% deposit (£113k), a 2-year fixed mortgage at 3.97% costs around £1,776 per month.
Monthly cost comparison based on current data
Uses SA47 avg. price with Ceredigion rental data
Monthly mortgage payments (£1,776) are £1,067 more than renting (£709). However, buying requires an upfront deposit of £113k — it would take around 9375 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
GER-Y-NANT MILL, OAKFORD SA47 0RP | Other | £450,000 | 6 Jan 2026 |
LLANINA CARAVAN PARK SA47 0NP | Other | £540,000 | 19 Nov 2025 |
TY ANGEL SA47 0NJ | Detached | £212,000 | 10 Sept 2025 |
CWM YR AFON SA47 0QT | Other | £350,000 | 28 Aug 2025 |
5, SWN Y LLETHI SA47 0NY | Semi-detached | £213,000 | 20 Aug 2025 |
CAN-Y-GWYNT SA47 0QB | Detached | £395,000 | 26 Jun 2025 |
BRYNCERDIN SA47 0QA | Semi-detached | £250,000 |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in SA47 sold for £450,000 in 2026, with a median of £450,000 across 1 transactions. Prices rose 40.2% compared to the previous year.
| 24 Mar 2025 |
PARCAU UCHAF SA47 0QW | Other | £450,000 | 11 Mar 2025 |
PADDOCK, OAKFORD SA47 0RN | Detached | £157,000 | 28 Feb 2025 |
NEW GEORGIA SA47 0QT | Other | £460,500 | 19 Dec 2024 |
PLOT 12, MAES DAFYDD SA47 0PP | Semi-detached | £205,000 | 2 Dec 2024 |
CRUD YR AWEL, MAES DAFYDD SA47 0PP | Detached | £245,000 | 11 Nov 2024 |
BRYNHENDY SA47 0QN | Detached | £145,000 | 1 Oct 2024 |
WOODSTOCK, MAES DAFYDD SA47 0PP | Detached | £215,000 | 12 Sept 2024 |
THE OAKS, OAKFORD SA47 0RW | Detached | £244,900 | 6 Sept 2024 |
NANTYGWRDY SA47 0QT | Other | £1,450,000 | 30 Aug 2024 |
2, CAE MARTHA SA47 0RQ | Detached | £220,000 | 21 Aug 2024 |
PARCAU ISAF SA47 0QW | Detached | £335,000 | 1 Jul 2024 |
BRYNAWEN SA47 0RG | Detached | £140,000 | 25 Jun 2024 |
PANTEG SA47 0NQ | Detached | £245,000 | 13 May 2024 |
The most recent recorded sale in SA47 was a other property for £450,000 in January 2026. Across the last 20 sales, the median price was £245,000.