Key indicators for buyers
The SA46 market is moderately favourable for buyers. Prices have softened (-42.9%), which could present a buying opportunity. Affordability has improved from a peak of 9.7x in 2007 to 6.9x today. Rising rents (£709/mo, +5.4%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Ceredigion area
A home in Ceredigion costs 6.9x the local median salary — moderate, improving from a peak of 9.7x in 2007.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Ceredigion area
Average monthly rent in Ceredigion is £709, up 5.4% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Ceredigion price of £145,000 with a 25% deposit (£36k), a 2-year fixed mortgage at 3.97% costs around £572 per month.
Monthly cost comparison based on current data
Uses SA46 avg. price with Ceredigion rental data
Monthly mortgage payments (£572) are £137 less than renting (£709). However, buying requires an upfront deposit of £36k — it would take around 6 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
HENDREF, ABERARTH SA46 0LL | Detached | £145,000 | 23 Jan 2026 |
LLYSEINON, SHIP STREET SA46 0BS | Terraced | £222,000 | 18 Dec 2025 |
3, GLANAFON SA46 0EW | Terraced | £247,500 | 28 Nov 2025 |
MAESGWYN, LLWYNCELYN SA46 0HH | Detached | £280,000 | 14 Nov 2025 |
8, PARC FFOS, FFOSYFFIN SA46 0HS | Detached | £225,000 | 10 Nov 2025 |
11, VICTORIA STREET SA46 0DA | Terraced | £260,000 | 7 Nov 2025 |
13, BERLLAN DEG SA46 0EH | Semi-detached | £347,500 |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in SA46 sold for £145,000 in 2026, with a median of £145,000 across 1 transactions. Prices fell 42.9% compared to the previous year.
| 31 Oct 2025 |
2, ALBAN SQUARE SA46 0AD | Other | £280,000 | 10 Oct 2025 |
3, CHALYBEATE GARDENS SA46 0DL | Terraced | £240,000 | 30 Sept 2025 |
8, PENMAESGLAS SA46 0BL | Semi-detached | £240,000 | 19 Sept 2025 |
CARTREF, ABERARTH SA46 0LL | Semi-detached | £220,000 | 19 Sept 2025 |
12, HAULFAN, FFOSYFFIN SA46 0HT | Detached | £292,000 | 12 Sept 2025 |
1, MASONS ROW SA46 0AA | Terraced | £167,000 | 11 Sept 2025 |
TEGLWN BUNGALOW, DARK GATE STREET SA46 0JH | Detached | £121,000 | 29 Aug 2025 |
GLYN RHOSYN SA46 0LA | Detached | £350,000 | 22 Aug 2025 |
LLETTY CROCHAN SA46 0EG | Detached | £97,500 | 15 Aug 2025 |
LLYS HEDD, PANTEG ROAD SA46 0EQ | Semi-detached | £260,000 | 25 Jul 2025 |
3, LOWER REGENT STREET SA46 0HZ | Detached | £179,999 | 23 Jul 2025 |
7, OXFORD STREET SA46 0JB | Terraced | £300,000 | 30 Jun 2025 |
TEGFAN, ABERARTH SA46 0LL | Semi-detached | £223,000 | 27 Jun 2025 |
The most recent recorded sale in SA46 was a detached property for £145,000 in January 2026. Across the last 20 sales, the median price was £240,000.