Key indicators for buyers
The SA44 market is moderately favourable for buyers. Prices are rising at 33.2%, which may favour acting sooner rather than later. Affordability has improved from a peak of 9.7x in 2007 to 6.9x today. Rising rents (£709/mo, +5.4%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Ceredigion area
A home in Ceredigion costs 6.9x the local median salary — moderate, improving from a peak of 9.7x in 2007.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Ceredigion area
Average monthly rent in Ceredigion is £709, up 5.4% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Ceredigion price of £350,000 with a 25% deposit (£88k), a 2-year fixed mortgage at 3.97% costs around £1,381 per month.
Monthly cost comparison based on current data
Uses SA44 avg. price with Ceredigion rental data
Monthly mortgage payments (£1,381) are £672 more than renting (£709). However, buying requires an upfront deposit of £88k — it would take around 47 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
ARDOCH HOUSE, LLYN Y FRAN ROAD SA44 4JW | Detached | £520,000 | 22 Jan 2026 |
GREEN ACRES, PENTREGAT SA44 6HW | Detached | £310,000 | 15 Jan 2026 |
10, CAE RWGAN, PENRHIWLLAN SA44 5NQ | Detached | £395,000 | 14 Jan 2026 |
3, PENRHIWABER, HENLLAN SA44 5TS | Terraced | £175,000 | 5 Jan 2026 |
4, LLYSGWYN, FFOSTRASOL SA44 4SZ | Semi-detached | £160,000 | 19 Dec 2025 |
GENAUR GLYN, FFOSTRASOL SA44 4TF | Detached | £325,000 | 18 Dec 2025 |
3, GWERNLLWYN, PENRHIWLLAN SA44 5NT | Terraced |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in SA44 sold for £350,000 in 2026, with a median of £352,500 across 4 transactions. Prices rose 33.2% compared to the previous year.
| £200,000 |
| 16 Dec 2025 |
NEUADD DEG, SARON SA44 5EB | Other | £272,500 | 12 Dec 2025 |
ST. MARTIN, PENTRE R BRYN SA44 6JZ | Detached | £230,000 | 12 Dec 2025 |
GLAS Y DORLAN, PENRHIWLLAN SA44 5NH | Detached | £342,500 | 9 Dec 2025 |
BRYNTYSSUL, GRAIG ROAD SA44 4DY | Terraced | £95,000 | 5 Dec 2025 |
GERNOS LODGE, COED Y BRYN SA44 5LN | Detached | £390,000 | 1 Dec 2025 |
LLETYR MAES, PONTGARREG SA44 6AT | Detached | £470,000 | 1 Dec 2025 |
7, HEOL Y GILFACH SA44 4HN | Semi-detached | £224,000 | 1 Dec 2025 |
45, PARC YR YNN SA44 4JU | Detached | £300,000 | 28 Nov 2025 |
LLETYRCASTAN, GLYNARTHEN SA44 6PS | Detached | £238,000 | 26 Nov 2025 |
BRYNARWEL, HOREB SA44 4JD | Terraced | £125,000 | 20 Nov 2025 |
1, HEOL TYDU, LLWYNDAFYDD SA44 6LD | Semi-detached | £206,000 | 20 Nov 2025 |
RIVERSIDE, LLANGRANNOG SA44 6RH | Terraced | £267,000 | 7 Nov 2025 |
BERLLAN, HENLLAN SA44 5TN | Detached | £375,000 | 7 Nov 2025 |
The most recent recorded sale in SA44 was a detached property on Llyn Y Fran Road for £520,000 in January 2026. Across the last 20 sales, the median price was £272,500.