Key indicators for buyers
The SA43 market is moderately favourable for buyers. Prices have softened (-8.0%), which could present a buying opportunity. Affordability has improved from a peak of 9.7x in 2007 to 6.9x today. Rising rents (£709/mo, +5.4%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Ceredigion area
A home in Ceredigion costs 6.9x the local median salary — moderate, improving from a peak of 9.7x in 2007.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Ceredigion area
Average monthly rent in Ceredigion is £709, up 5.4% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Ceredigion price of £242,564 with a 25% deposit (£61k), a 2-year fixed mortgage at 3.97% costs around £957 per month.
Monthly cost comparison based on current data
Uses SA43 avg. price with Ceredigion rental data
Monthly mortgage payments (£957) are £248 more than renting (£709). However, buying requires an upfront deposit of £61k — it would take around 15 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
PENRHIW, LLECHRYD SA43 2PJ | Detached | £284,950 | 20 Jan 2026 |
12, WAUNGIACH, LLECHRYD SA43 2PT | Detached | £350,000 | 20 Jan 2026 |
ISLAND VIEW, GWBERT SA43 1PR | Detached | £265,000 | 16 Jan 2026 |
GOGINAN, TENBY ROAD SA43 3AH | Semi-detached | £165,000 | 14 Jan 2026 |
AMBLESTONE HOUSE, HIGH STREET, ST DOGMAELS SA43 3ED | Terraced | £230,000 | 13 Jan 2026 |
15, MAES RHEITHORDY, CILGERRAN SA43 2TZ | Semi-detached | £205,000 | 9 Jan 2026 |
NEW MILL, NEW MILL ROAD SA43 1QT | Semi-detached |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in SA43 sold for £242,564 in 2026, with a median of £230,000 across 7 transactions. Prices fell 8.0% compared to the previous year.
| £198,000 |
| 7 Jan 2026 |
TYSAITH, TRESAITH SA43 2JG | Terraced | £120,000 | 17 Dec 2025 |
14, WAUNGIACH, LLECHRYD SA43 2PT | Detached | £387,500 | 16 Dec 2025 |
103, MAESGLAS SA43 1AQ | Semi-detached | £188,500 | 15 Dec 2025 |
BERLLAN BACH, LON HELYG, LLECHRYD SA43 2NE | Detached | £385,000 | 15 Dec 2025 |
AWELFOR, ST DOGMAELS SA43 3JZ | Detached | £468,000 | 12 Dec 2025 |
GLANTEIFI, CILGERRAN SA43 2SW | Detached | £700,000 | 12 Dec 2025 |
1, GLANARBERTH, LLECHRYD SA43 2QQ | Detached | £285,000 | 9 Dec 2025 |
CRI R WYLAN, BRYNGWYN ESTATE, ST DOGMAELS SA43 3DT | Detached | £362,000 | 9 Dec 2025 |
DERI-GLYN, LLANGOEDMOR SA43 2LG | Detached | £300,000 | 5 Dec 2025 |
3, Y RHOS SA43 1NJ | Terraced | £190,000 | 4 Dec 2025 |
TEGFOR, TRESAITH SA43 2JH | Detached | £535,000 | 1 Dec 2025 |
GELLI AUR, BOWLS ROAD, BLAENPORTH SA43 2AR | Detached | £512,500 | 1 Dec 2025 |
BLAENWAUN, ABERPORTH SA43 2HS | Detached | £290,000 | 28 Nov 2025 |
The most recent recorded sale in SA43 was a detached property for £284,950 in January 2026. Across the last 20 sales, the median price was £290,000.