Key indicators for buyers
The CF5 market is moderately favourable for buyers. Affordability has improved from a peak of 8.3x in 2021 to 7.0x today. Rising rents (£1,154/mo, +5.6%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Cardiff area
A home in Cardiff costs 7.0x the local median salary — moderate, improving from a peak of 8.3x in 2021.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Cardiff area
Average monthly rent in Cardiff is £1,154, up 5.6% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Cardiff price of £305,214 with a 25% deposit (£76k), a 2-year fixed mortgage at 3.97% costs around £1,204 per month.
Monthly cost comparison based on current data
Uses CF5 avg. price with Cardiff rental data
Monthly mortgage payments (£1,204) are £50 more than renting (£1,154). However, buying requires an upfront deposit of £76k — it would take around 9 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
37, FAIRFIELD AVENUE CF5 1BR | Terraced | £392,000 | 22 Jan 2026 |
76, PEN Y PEEL ROAD CF5 1QY | Terraced | £358,000 | 21 Jan 2026 |
18A, VICTORIA COURT, CONYBEARE ROAD CF5 1GD | Flat/Maisonette | £167,000 | 16 Jan 2026 |
26, WROUGHTON PLACE, ELY CF5 4AB | Terraced | £141,500 | 16 Jan 2026 |
5, DEANS CLOSE CF5 2BR | Semi-detached | £515,000 | 16 Jan 2026 |
5, PALACE AVENUE CF5 2DW | Terraced | £495,000 | 16 Jan 2026 |
144, GRAND AVENUE CF5 4HX | Semi-detached |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in CF5 sold for £305,214 in 2026, with a median of £320,000 across 14 transactions. Prices fell 1.2% compared to the previous year.
| £200,000 |
| 16 Jan 2026 |
33, THE CRESCENT, FAIRWATER CF5 3DF | Terraced | £297,500 | 9 Jan 2026 |
22, GROSVENOR STREET CF5 1NH | Terraced | £360,000 | 9 Jan 2026 |
11, FARMHOUSE WAY CF5 5HH | Semi-detached | £340,000 | 8 Jan 2026 |
28, GLYN SIMON CLOSE CF5 2RZ | Semi-detached | £300,000 | 8 Jan 2026 |
44, HEOL COLLEN CF5 5TX | Detached | £385,000 | 7 Jan 2026 |
2, ASCOT CLOSE CF5 5BE | Terraced | £230,000 | 6 Jan 2026 |
31, WHINBERRY WAY CF5 4QU | Semi-detached | £92,000 | 5 Jan 2026 |
12, WESTMORELAND STREET, CANTON CF5 1LU | Terraced | £384,000 | 28 Dec 2025 |
25, FRANK ROAD CF5 4DJ | Semi-detached | £230,000 | 19 Dec 2025 |
6, ALLAN DURST CLOSE CF5 2RP | Semi-detached | £257,500 | 19 Dec 2025 |
131, ST FAGANS ROAD CF5 3AG | Semi-detached | £363,000 | 19 Dec 2025 |
6, GOUGH ROAD CF5 4HA | Terraced | £225,000 | 19 Dec 2025 |
18, CLOS RHEDYN CF5 5NS | Terraced | £185,000 | 19 Dec 2025 |
The most recent recorded sale in CF5 was a terraced property on Fairfield Avenue for £392,000 in January 2026. Across the last 20 sales, the median price was £300,000.